Skip to main content

Change is Inevitable. The Outcome From That Change is Not

Change is Inevitable. 
The Outcome From That Change is Not


     This last weekend was filled with "My Little Pony", "Shopkins", and "My Littlest Pet Shop" toys.

     Our grandbaby, Marilyn, visited with us while her Mom and Dad were busy.  As usual, she had her collection of Ponies, Pets, games, and toys in tow with her when she arrived.

     Her cousin, Eva Mae, is much the same when she visits us.  She typically has her favorite doll or stuffed animal tucked under her arm.  Or our little gymnast is tumbling and twirling as she comes through the door.

     As the father of only boys, having grand-daughters has been a new experience for me.  These beautiful little girls have taught me much. 

     I can now pass a quiz about Ponys and Shopkins with flying colors.  I can also make a pony tail with the best of 'em.

     Yep.  My grand-daughters have brought big changes to my life.  And not just in the number of hugs and kisses I receive.  And I have to admit, I'm lovin' all of them ... 

     But after little Marilyn left this weekend, it occurred to me just how much my life has changed since she (and the other grandbabies) entered it.  Both personally and professionally.

     It's been said that "the only thing constant in life is change".  That's certainly been true at the Mundt house since our first grand-daughter arrived 5 years ago.  

     But that's certainly been true in the Mortgage industry over the last 5 years too ...  

      As with most things in life, change is handled better by some than others.  Some will see change as an opportunity.  They'll embrace it. 

     They'll stretch, grow, learn ... apply the change fluidly and successfully.  I've certainly tried very hard to do this with my mortgage services.

     But for others?  The opposite is true.   

     When changes occur within their lives, the outcome found is often the direct result of their attitude and mindset.  Each of which can affect the people around them ... and those they provide services to. 
     Current and future Mortgage Applicants should consider this seriously when searching for a Lender.  So should real estate professionals when they refer.


  • How has the Lender handled all the changes that have occurred within the industry?
  • Have they educated themselves to the many changes?
  • How many loans have they Closed since the changes took effect? 
  • Has a pattern of successful Closings emerged?
  • More ...

     The answers found to the above questions are a good indication of how your (or your client's) mortgage processing will progress ... and of the likelihood of your finding a successful outcome.

     Their are vast differences between Lenders.  Do your homework.  Find yourself a Lender that has responded well ... responded positively to the challenge of the recent changes.  And has proof of such in the form of Closed mortgages.

     Change is inevitable.  But the outcome  from that change is not ...  

*  Hoping to buy a home in the greater Chicagoland area?  Contact me today.  I'll put my 37 years of mortgage experience and expertise hard to work on your behalf.
     I can be easily found at:

Gene Mundt

Mortgage Lender  -  NMLS #216987  -  IL Lic. #0006220  -  WI Licensed
American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281

You're Invited to Follow Me at:

 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Trulia Acct. of Gene Mundt, Mortgage Lender   Zillow Acct. of Gene Mundt, Mortgage Lender   Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 

Gene Mundt, Mortgage Lender, a Lender with 37 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL. 

Your Referrals are Greatly Appreciated!















Popular posts from this blog

Love Your New Construction .. But Educate Yourself About Future Tax Bills

Love Your New Construction ... But Educate Yourself About Future Tax Bills

*I want to preface this article by saying it's geography specific to the Chicagoland Area and its collar counties ...

So you've opted for building or buying a newly constructed home ... 

You've decided you'll invest most, or all, of your savings to cover Down Payment and Closing Costs.After all, it's a new home, you hopefully won't need money for repairs or improvements for quite a while, right?  

Plus:  The property taxes for your newly constructed home will initially be lower, as they'll be based upon the vacant lot on which your new home is built.  (The new home wasn't completed yet for the previous tax year's bill.) 

But how does this affectyour future tax bill and the tax portion of your monthly mortgage escrow payment?

When obtaining financing:  During your first year of a new construction occupancy, the real estate tax portion of your escrow account is based upon the last av…

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...

“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.