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Showing posts from April, 2015

Mortgage, Real Estate, and Credit News: Essentials for Spring 2015!

Friend:
     Spring is a great time to take stock.  Whether it's home maintenance needs to be tackled ... spring cleaning ... or financial tasks.      So my newsletter this week is focusing on Spring "essentials".  All kinds.  Hopefully you discover a handful of ideas to educate and inspire you.

     Should the info found here raise questions regarding your present Mortgage, your finances, the possibility of becoming a "move-up" Buyer, Refinancing, or more ... give me a call.
     We'll investigate the options that exist for you presently, possible improvements for your financial scenario, and discuss the path you hope to take in the future.
     Enjoy the info provided.  Looking forward to talking again soon!  
Gene 
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Spring Home Maintenance:  After The Winter, The Repairs!!
     About the only good thing that can be said about winter is that it’s over. Okay, that’s a little harsh, but as people welc…

FHA, VA, and Conventional Loans ... The Waiting Periods

FHA, VA, and Conventional Loans ... The Waiting Periods

There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (oftenreferred to as "Boomerang Buyers") are asking ... 
     "How long after my Bankruptcy, Short Sale, or Foreclosure must I wait to buy another home?" 
While it's difficult to summarize ALL scenarios in just one article, the following is a breakdown of the "typical" waiting periods in play following major credit events:
Conventional
     Bankruptcy (Chapter 7) *4 years after Discharge Date
Short Sale *4 years after Sale Date/Closing
Foreclosure *7 years after Sheriff's Sale Date
FHA
Bankruptcy (Chapter 7) *2 years after Discharge Date *1 year for Chapter 13
Short Sale *3 years after Sale Date/Closing
Foreclosure *3 years after Sheriff's Sale Date
VA
Bankruptcy *2 years after Discharge Date *1 year for Chapter 13
Short Sale *2years after Sale Date/Clos…

Celebrating Mother's Day - May 10th, 2015 In & Around the Chicago Area

Celebrating Mother's Day - May 10th, 2015 In & Around the Chicago Area



Mothers Day 2015 is Sunday, May 10th ...


     Do you know how or where you're going to celebrate and say thank you to your Mother, Wife, or the other important moms in your life?


     There's certainly a wide variety of ways to celebrate Mother's Day in the Chicagolandarea, no matter what your Mom enjoys, her tastes, personality, and pocketbook.  

     Take a peek at the info provided below.  Use it to plan something perfect for the Moms and special ladies in your life.  

Chicagoland 2015 - Mother's Day Ideas 

Lady - A Women's Expo May 9th, 2015 Tinley Park Convention Center 9 am - 3 pm * Dozens of booths offering health tips/screenings, fashion, beauty, shopping, home decor, food, and more.  There's a "man cave" offered for men while moms are shopping and enjoying themselves. Info:  708.326.9170 - Ext. 16
Mother's Day Tea Party May 8th, 2015 Streams Rec Center - 24319 Cedar Creek Ln.…