In and Around New Lenox: Finances and Budgeting Lessons for Youngsters

 In and Around New Lenox: 

Finances and Budgeting Lessons for Youngsters

Having an understanding of the basics of finances and budgeting is increasingly important in today's world.  How cash "flows" is something everyone should know.

As a Loan Officer, I can tell you though ... too many people do NOT understand or utilize these important financial basics.  And I see the results of this playing out on way too many consumer credit reports and mortgage applications.

Because of the issues I see, I've long been an advocate of implementing classes in finances and budgeting as requirements for graduation in our country's high schools.  And I've written many articles voicing this financial education advocacy and action for our children.

Opportunities for learning do exist though and they can be found almost anywhere ... and now the New Lenox Community Park District has added another such learning opportunity to its scheduled classes for this Spring, 2019.  I applaud them.

Focusing on kids between the ages of 10 to 14, the New Lenox Community Park District is offering "M&M Budgeting" ... a class aimed at teaching 6th, 7th, and 8th graders financing, money, and budgeting basics.

Kids attending M&M Budgeting are given a "paycheck" in M&M's ...  

Then each child participant must establish their own budget using their M&M paycheck funds.  They must then budget for their upcoming expenditures, such as food items, clothing, entertainments, etc.  

Their subsequent expenditures help them see and deal with their budgeting choices and applications.  Real consequences ... real lessons ... all learned in a fun (and tasty) way.

The M&M Budgeting class will be held at the New Lenox Community Park District:

• On: Wednesday, March 27th 
• At:  1 to 2 pm 
• At:  The Administration Building (All-Purpose Room) 

The deadline for registration is Wednesday, March 13th.

Should you have questions regarding the M&M Budgeting class or registration, please contact the New Lenox Community Park District at 815.485.3584 ... or go to:     

www.newlenoxparks.org/staff-directory

It's my opinion that the lessons shared during this class (and others like it) are extremely valuable and should be learned by children as early as possible.  Certainly prior to their leaving high school and making monetary decisions regarding future schooling or entering the work world.  

The benefits reaped from this education will accompany and assist them through their entire life ...

* If you're hoping to buy or refinance a home or investment property in New Lenox, Will County, or elsewhere in the Chicagoland area, please don't hesitate to contact me. I'll put my 40 years of mortgage experience and expertise to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator - NMLS #216987 - IL Lic. 031.0006220 - WI Lic. #216987

American Portfolio Mortgage Corp.

NMLS #175656

Direct: 815.524.2280 

Cell/Text: 708.921.6331 

eFax: 815.524.2281

gmundt@goapmc.com

www.genemundt.com

             

  

Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  

The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI. 

Your Referrals are Greatly Welcomed & Appreciated!