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Showing posts from May, 2016

Looking At and Dreaming About Pretty Houses? Prepare Yourself to Buy

Looking At and Dreaming About Pretty Houses? Prepare Yourself to Buy


“Plan for what it is difficult while it is easy, do what is great while it is small.” 
-- Sun Tzu


Who doesn't like looking at beautiful homes?

Who can resist the temptation of imagining themselves living in those homes?  I certainly don't know anyone  ... 

While it's great fun to view and dream about home after beautiful home, it's no secret.  Today's hopeful Buyers face some challenges when it comes to buy.  

Low home inventories have proven to be an issue in many housing markets.  Credit, debt, finances, student loans, saving for a down payment ... all can present very real challenges and make it difficult for those hoping to buy.  And certainly the process of securing a mortgage is more demanding now too.  

So what do you do if you want to turn your home dreaming ... into a successful home buying reality?

Prepare.

     Sounds like too easy an answer, doesn't it? But it's really not ... 

I've b…

O Say Can You See ... and Read Your House Numbers?

O Say Can You See ...  and Read Your House Numbers? 


Over the last year, I've been lucky enough to work with
some great clients.  And quite a few of them added to their family via the birth of a new baby ... or even two.  Yep .. twins!

For those with new babies, Mother's Dayhad special meaning this year.  I thought that was worth noting and celebrating in a special way.  So my wife put together some gifts for our new moms and we delivered them to their door.  

We've done something similar on other occasions in the past, but this time, delivery was a bit more challenging.  Many of my new moms lived in homes located on streets that were poorly marked, had missing house numbers, or had numbers not clearly visible from the street.

Like I said, that made delivery of our gifts a bit harder to accomplish.  And it made me think that if we were having this problem, it was highly likely that others in search of their homes would too.

So, ask yourself these 2 important questions:

How easy i…

Can I Sell and Buy a Home at the Same Time? What You Need to Know

Can I Sell and Buy a Home at the Same Time? What You Need to Know     

Back in the late 70's when I started in mortgages, it was fairly commonplace to have "domino" closings take place.  That meaning multiple buying/selling transactions, each dependent upon an earlier one, successfully take place. 

     One initial Closing kick-started all subsequent Closings. Like the chain reaction seen in dominoes, each took place in a close time frame, one quickly following another.  

The Sellers at one Closing became the Buyers at the next, and so on.  This happened so frequently back then that I didn't think much of it.  It was normal.

But the frequency with which this happened grew less and less.  It came to a grinding halt during the downturn of the late-2000's housing crisis.  

 Understandably so.  Closings, in general, were far fewer in number. Sellers became restrained in their ability (and also less willing) to tackle the financial risks associated with these tandem transac…

Real Estate Tax Bill Info - Payment Due Dates for Chicago/Chicago-Area Counties

Real Estate Tax Bill Info - Payment Due      Dates for Chicago/Chicago-Area Counties    

     For property owners in the Chicagoland area, Spring means tax bills ...   


     Tax Bills (or info) are now online for viewing and payment for the following counties:  


Will CountyDuPage CountyKane CountyKankakee CountyKendall CountyGrundy CountyLake County
The following include:   The individual website link for a Chicago-area County Treasurer's Office and due dates for their 1st and 2nd Installments of 2015 taxes (payable in 2016):

Will County Treasurer - Tax Payment Website1st Installment Due Date:  June 1, 2016
       2nd Installment Due Date:  September 1, 2016

DuPage County Treasurer Website1st Installment Due Date:  June 1, 2016
       2nd Installment Due Date:  September 1, 2016

Kane County Treasurer Website1st Installment Due Date:  June 1, 2016
       2nd Installment Due Date:  September 1, 2016   


Kankakee County Treasurer WebsiteAs of this date, 2016 Tax Bills have NOT been mailed. It'…