2017 Will County Fall Festivals, Pumpkin Farms, Corn Mazes, Hayrides

2017 Will County Fall Festivals, 
Pumpkin Farms, Corn Mazes, Hayrides 
    

The look of Fall has begun to arrive in Will County and the rest of Chicagoland ...  

There's a new crispness to the air.  The hours of sunlight are fewer.  The night temperatures cooler. 

 Will County
And of course, that means wonderful things like pumpkin farms, fall festivals, corn mazes, haunted houses, scarecrows, spooky ghosts, witches, and goblins of all shapes and sizes are cropping up everywhere.

Just who doesn't LOVE Fall?  

Here in Will County, we're lucky to have many wonderful venues offering spectacular opportunities to enjoy all things Fall.  In order to help you plan your visits and Fall fun, I've provided a list containing the names and info to many of Will County's pumpkin farms, pumpkin patches, corn mazes, hayrides, (and more).  

I hope the info proves beneficial to you, your family, and friends and you have a chance to get out and enjoy Fall in our County ...



2017 Will County 
Fall Festivals, 
Pumpkin Farms, 
Corn Mazes, and Hayrides 



Johansen Farms Petting Zoo
Opens September 15th
Petting Zoo, Rides, Obstacle Course,
U-Pick Pumpkins, and More

Konow's Corn Maze
September 17th to October October 30th
Sun – Fri: 10 am – 7 pm
Sat: 10 am – 8 pm  

2 Mazes, Jumping Pillow, Petting Zoo, Concessions, 
Cow Train, Face Painting, Indoor Playland, 
Concerts, and More!

Siegel's Cottonwood/Pumpkin Farm
Opening Day September 23rd
Hours:  Daily 10 am – 6 pm
Pumpkin Patch, Cornfield Maze, Hayrack Rides, Petting Zoo, Climbing Wall, Siegel's Sports Zone, Zipline, More 


Mokena Park District 
Dates:  October 13th - 15th
Info: 708.390.2401


Bengston's Pumpkin Farm
Opening Date: September 15th
Complete List/Info of Attractions: HERE
Stroller Friendly

Heap's Giant Pumpkin Farm
Pumpkin patch, Hayrides, Corn/Bean Mazes, 
Heaps o' Fun Barn, Farm Animals, Live Entertainment
Info: (815) 475-7373 


Dollinger's Pumpkin Farm
 Sept. 18th - Oct. 30th
Daily:  10 am - 6:30 pm
Indian Corn, Apples, Pumpkins, Corn Pit, Farm Animals/Petting Zoo/Bee Barn, 4-Acre Corn Maze, Farm Playground, Gift Shop, Train Ride, Honey, Hayrides, Food
Info: 815.467.6766

Lockport Park District - Hayride of Horror
Dates:  Friday & Saturday
October 6, 7, 13, 14, 20, 21, 27 & 28
Times:  7 - 10 pm 
(Last ticket sold @ 10 pm) 
Tickets/Info: HERE
Info: 815.838.1183


Windmill Acres
Opening September 30th
Monday-Friday:  9 am - 6 pm
Saturday:  9 am - 6 pm
Sunday:  11 am - 5 pm  
4 Acre Corn Maze, hayrides, petting zoo, zip lines, 
concession, mums, game room, pony rides, 
face painting, pumpkins, corn stalks, corn pit, gift shop, more
Website:  Windmill Acres
Phone: 708-278-2870 

Settlers Pond Pumpkin Patch
Opens October 1st
Open 7 Days: 10 am - 5 pm
Corn & Straw Maze, Haunted House, Pedal Tractor Races, 
Bounce House, Hayride, Barrel Train Ride, Petting Zoo,
Putt Putt Golf - Wheelchair Accessible
Phone:  708) 663-8103

Mott's Pumpkin Farm
28741 Harlem Ave., Peotone
Open daily:  10 am - 8 pm
Pumpkins, Mums, Straw Bales, 
Corn Stalk Bundles, Roadside Market
Info 
Phone:  708.258.9985

Bronkberry Farms
Open through Halloween
Tuesday thru Sunday: 9 am - 6 pm
"You Pick” pumpkin patch, weekend hayrack rides, 
corn stalks, straw bales, mini pumpkins, 
caramel apples, gourds, honey, mums, fall 
hanging baskets/combination planters
Website:  Bronkberry Farms
Phone:  (815) 436-6967 


Remember to verify dates, hours, and info prior to visiting any of the events, pumpkin farms, and other seasonal venues within Will County this Fall ... just in case of last minute changes or inclement weather ... 

Note!  Remember to look for my upcoming posts on 2017 Will County Halloween venues ... and Trick-or-Treat hours in communities across Will County ...


 Contact Me!

* Hoping to buy or refinance a home in Will County or the Chicagoland area? Contact me today. I'll put my 40+ years of mortgage experience hard to work on your behalf.
I can be easily found at:


Gene Mundt

Mortgage Lender - NMLS #216987 - IL Lic. #0006220 - WI Licensed

American Portfolio Mortgage Corp.
NMLS #175656

Direct: 815.524.2280
Cell/Text: 708.921.6331
eFax: 815.524.2281

 Get the Info You Need!
Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking Conventional, 
FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago 
and the greater Chicagoland region, including: 
The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL. etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI. 

Your Referrals are Welcomed & Greatly Appreciated!

Don't "One and Done" to the Equifax Breach

Don't "One and Done" 
to the Equifax Breach


By now, you've probably heard and seen multiple articles regarding the recent Equifax breach of security.  I myself have written on this matter.


 FTC Website

You may believe you've seen and absorbed all the details and instructions surrounding this breach.  And that you've taken the necessary steps to check your credit and finances in order to either repair your compromised credit or further protect yourself.  


That may or may not be true.  Are you willing to take that gamble?  


Seemingly, many are.  I say that because, as I've continued to read the comments left on my post and others' concerning this breach, one thing has become abundantly and alarmingly clear.   

Too many people incorrectly believe that this notice of the Equifax breach requires a "one and done" call to action.  Too many assume that if they check their credit and finances now ... and find no current signs of problems ... that they are in the clear.  That they can breathe a sigh of relief.  

Sadly, that's not true.

Stolen private and financial information can have a long and indefinite shelf life in the resale scam market. Just because a breach of your credit and finances has not reared its ugly head yet today ... does not mean it won't do so at some point in the future.  

As offered in my previous post regarding this breach ...  

You should react to this Equifax breach assuming the worst.  And that's both in the short and long term.  

You should proactively take measures to protect yourself, your finances, and your credit history/credit scores moving forward ... no matter what your credit inquiries find right now.  Consistent timely monitoring is called for.

Adopt this mindset.  Make it your routine.  You'll be better protected and prepared should any issues arise in the future.

If you've found that you've already been compromised as a result of this Equifax breach,  take action quickly.  Following are some of the actions you should take:
  • Contact your bank/financial institution(s).  Cancel credit and debit cards immediately.
  • Consider closing your Checking Account(s).  Reopen a new one.     
  • Change Account Passwords.  
  • Change Account Security Questions.
  • Consider placing a fraud alert or credit freeze.  Educate yourself thoroughly prior to taking action.
  • Go to annualcreditreport.com for a free credit report.  Review it thoroughly.  
  • Go to IdentityTheft.gov or call 1-877-438-4338 to report the compromise.
  • Contact any businesses where bogus accounts were opened.  Ask that account(s) be closed.  
  • If your Driver's License has been stolen:  Find your nearest motor vehicles office at usa.gov/Motor-Vehicle-Services. File a Report.
  • Don't overlook checking these types of accounts too:  Student Loans, Utilities, Cell Services, Retirement Accounts, Investment Accounts, etc. 

 Contact Me for Important Info & Guidance!


I can't stress these very important points strongly enough:  
  1. If you suffered stolen info/data:  Keep detailed accountings of any actions you take to address issues that arise.  
  2. Always request that letters/written proof of your request(s) and confirmation of account closings be forwarded to you.  
  3. Follow-up on communications and requests until they're acknowledged/received.  Having this written proof in your possession can save you time and frustration in the future.
  4. Continue to monitor your personal information, credit, credit report, accounts, and finances on a consistent basis in the future.  
Those intending to do harm using stolen personal and financial information can and will try to do so indefinitely.  This is NOT a "one and done" call to action.  

Stay vigilant from this point forward. Take measures to protect yourself from the havoc that may result from the Equifax breach or any others that might occur in the future.

 Get Answers & Info Now!

* Hoping to Buy or Refinance a home in the Chicagoland area? Contact Me!  I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:


Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987

American Portfolio Mortgage Corp.
NMLS #175656

Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281

Get Answers .. Contact Me NOW!


  Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 


Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including: The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.


Your Referrals are Greatly Appreciated and Welcomed!






The Equifax Security Breach: Assume the Worst


The Equifax Security Breach: 
Assume the Worst

Typically, making assumptions is not good.  In the case of the Equifax security breach discovered on July 29, 2017?  Just the opposite is true. 

 Seek Answers ... Contact Me!
Yep, you read that right ...


ASSUME the worst and proactively take measures to protect yourself, your finances, and your credit history/credit scores.  Don't wait for confirmation yea or nay.  


With this recent breach of security at Equifax being so large (an estimated 143 million people are affected), chances are good that you will be receiving notification soon, as that number represents a whopping 50+% of the population.

The information/data stolen during this breach include:

  • Birth Dates
  • Social Security Numbers
  • Addresses
  • Driver's Licenses (on a small number of consumers)
  • Personal Identification Info (on approximately 182,000 consumers pursuing credit report disputes)
  • Credit Card Numbers (on approximately 209,000 people)

Note:  Equifax will be direct mailing an alert to only those consumers that:

  • Had their credit card numbers stolen
  • Were involved in credit disputes at the time of the breach
So again, act proactively in protecting yourself.  Do not wait for confirmation in any form from Equifax.

Presently, Equifax is suggesting that you visit their website to see if you've been affected by this breach ... and to sign-up for their credit monitoring service.  But as of this writing, the advantages of signing-up are unclear or small, at best.

The Equifax credit monitoring service does not become available until next week on Monday (9/11).  And there is conflicting advice as to the use of this service.  So make sure you thoroughly educate yourself to the pros and cons of the Equifax credit monitoring service ... or any other service (or action) you might take regarding this matter.  

Fraud Alerts and "Freezing" your credit are two such options.  (Definition of Credit Monitoring)

What can you do on your own immediately to protect yourself?
  • Pull your Credit at:  www.AnnualCreditReport.com.  Make this routine.
  • Review/monitor your Credit Card Account Statements often and consistently
  • Review/monitor your Bank Account Statements often and consistently
  • You can also request your free copy of your Credit Report from each of the 3 main Credit Bureaus:  TransUnion, Experian, Equifax.  Continue to do so on a timely basis
  • When filing taxes:  File early before any scammer in possession of your Social Security Number does it.
  • Respond immediately to any letters/communications you receive from the IRS
  • Respond immediately to any letters/communications received from banks, credit cards companies, etc.
I can't stress the importance of taking these actions strongly enough.  Act proactively to protect yourself regarding any personal information or data of yours that may have been stolen in this breach.

Make it part of your routine to monitor all your accounts on a timely, consistent basis.  Pull your free credit report as they become available to you.  Seek ... and ask questions.

If you think you have suffered fraud:  Take action quickly.  Report it.  Don't assume anyone besides yourself will take responsibility for, address, or correct the issues that arise from this breach.  

The more quickly you act, the more quickly the problem is remedied ... 


 Ask Your Questions! Contact Me ..


* Hoping to Buy or Refinance a home in the Chicagoland area? Contact Me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:


Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987

American Portfolio Mortgage Corp.
NMLS #175656


Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281

Get Answers .. Contact Me NOW!


  Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 



Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including: The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.

Referrals are Greatly Appreciated and Welcomed!
















Home Buying & Financing: Take the Steps. Reap BIG Change


Home Buying & Financing:  
Take the Steps. Reap BIG Change


Have you set yourself a goal of buying a home in the Chicagoland area?  

 Contact Me Today!If serious about buying, I'm betting you've tried to grow your savings, improve your credit standing, and raise your credit scores ... and chosen to work with a Mortgage Originator  (because that's the fastest most efficient way) to help you do so.

You've been successful and you're now in a much more advantageous position to buy.
But what comes next?

Because of your decision to work pro-actively with an Originator prior to entering the home buying/financing process, you're ahead of many mortgage applicants.  You're better prepared and positioned to buy as you move forward.  You're organized and you've laid out your purchase objectives.  They're clear to you and your Originator.  

Your Originator is already well-versed on your credit standing, income(s), debt(s), savings, credit and more.  The initial act of the home buying process ... Pre-Qualification ... should be a breeze for you because of the preliminary actions you've taken.  

This Pre-Qualification portion of the home buying process is a great time for you to search and find the Buyer's Agent that will assist you during your home purchase.  Upon meeting, that agent will ask you a variety of questions.   

Especially if seeking to buy a home in a highly-competitive housing market, one of the first things your agent will want to know is ...  

Are you working with a Mortgage Originator? Have you been Pre-Approved?  

Once again, this next portion of your home buying process should flow more smoothly for you because you've been working with a Mortgage Originator during the time leading up to Pre-Approval.  Much of the needed documentation required for Pre-Approval may be in their possession already.  

What type of information and documentation will your Originator need to complete your Pre-Approval?

Your Originator will need info and documentation related to your:
  • Employment (Name, Address, Tel. # of Employer(s)
  • Income (W-2, Pay Stubs, Tax Returns, etc.)
  • Bank accounts (Investment, Savings, etc.)
  • If Renting: Name, Address, Tel. # of Landlord, plus proof of 12 months of paid-as-agreed rent (Signed Statement from Landlord may be needed
  • More   
*  Click HERE for my checklist of documentation/info requested during Pre-Approval

After this important preliminary step is successfully completed, you can view homes with your Buyer's Agent. With a Pre-Approval in hand, you can make an offer on your dream home.  Sellers will know that you're serious about buying and have the means and financing to do so.

If your offer is accepted, what then?  

 1st Step Here .. Be Pre-Qualified!The following is a step-by-step guide that will lead you through the remainder of the home loan process:
  • Contract/Agreement of Sale:  The Home Inspection is ordered, then completed.  Requests for repairs/or credits are negotiated at this time.
  • Application Process:  A full Application is taken (either in-person or electronically) and completed.  Loan Terms are finalized.
  • Appraisal/Report Ordered:  Paid for by the Buyer, the Appraisal is ordered.  The Title Report is also ordered. 
  • Homeowner's Insurance:  The Buyer/Borrower should start shopping for their home insurance policy.
  • Processing:  Mortgage Processor completes and submits all updated info, verifications, etc.
  • Appraisal Report Received:  Appraisal is reviewed by Lender.  Buyer is emailed a copy within 3 days of its receipt.     
  • Underwriting:  Originator/Mortgage Processor submits the completed file to Underwriting.  When/if approved, an Approval/ Conditional Commitment Letter is sent to the Buyer (and Attorney, if applicable) for review. 
  • Commitment:  Buyer is updated on their file and any outstanding items needed by Underwriting.  Outstanding items/conditions are submitted.  
  • Final Clearance:  Upon all items being submitted, final clearance is provided.
  • Clear-to-Close:  Buyer is notified that they have received a "clear-to-close" via the Underwriting process.
  • Closing Disclosure is sent.
  • Closing Date is scheduled/coordinated between parties.
  • Loan Documents are drawn and delivered.
  • Final Closing Disclosure:  Prepared by Escrow - Closing Department.  Discloses all costs and expenditures, including the Buyer's "Cash-to-Close" for Closing.
  • Final Walk-Thru is performed.
  • Closing Day - Signing of Documents:  Loan documents are signed.  Funds are provided for Closing.  All documents are reviewed and the transaction is officially closed.
  • Celebrate!
There are many steps to be taken during the home buying process.  Some small, some large ... some easy, some more detailed. 

That makes it imperative that good communication be practiced by all parties (buyer and professional) throughout each step.  Every communication must be performed in a timely manner.  Each conducted thoroughly and clearly.   

When this is done, the process will be smooth, successful, and enjoyable.  Exactly what home buying should be and the BIG changes you wished for ... 

 Ask Your Questions! Contact Me ..


* Hoping to Buy or Refinance a home in the Chicagoland area? Contact Me!  I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:

Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI License 216987

American Portfolio Mortgage Corp.
NMLS #175656

Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281

Get Answers .. Contact Me NOW!


  Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 

Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including: The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.

Referrals are Greatly Appreciated and Welcomed!


  





    









  







2017 Will County Fall Festivals, Pumpkin Farms, Corn Mazes, Hayrides

2017 Will County Fall Festivals,  Pumpkin  Farms,  Corn Mazes, Hayrides       The look of Fall has begun to arrive in Will County and...