VA Loans: For Those that Serve, Honor and Protect

VA Loans:  
For Those that Serve, Honor and Protect

     Home.  A small, simple word that wields undeniable impact and emotion ...  

     After working with many veterans over the years, I've come to believe that U.S. soldiers ... those that have served to protect us and our way of life ... know the meaning and immense power of the word "home" better than most.  And as a result, their desire to have a home to call their own is more keenly felt.

     They've more than earned the right.  The VA benefits offered them are their due.  They've put everything on the line.  Helped protect our homes and homeland.  Certainly helping them to buy and enjoy a home of their own is the least we can do in repayment for their sacrifice.  

     In keeping with that trust ... and in exchange for their serving their country honorably, the U.S. veteran is provided the right to buy a home enjoying these benefits:

  • NO Money Down Financing
  • Mortgage Insurance Exemption
  • Closing Cost Savings.  Some Closing Costs simply CAN'T be charged to a Veteran Borrower

     Since Closing Costs and pre-paid items do exist (such as Reserves for Real Estate Taxes and Insurance, Interest for the month the Closing occurs, and Lenders and Title Company Fees) regulations and guidelines allow for a Closing Cost CREDIT of up to 4% of the Purchase Price be paid by the Seller at the time of Closing.

     Yep, you read that right.  Literally, Veteran Buyers can, in the case where the Sellers are paying Closing Costs, come to Closing with little or NO MONEY.

     The qualified U.S. Veteran is entitled to:

  • Competitive Interest Rates
  • NO Money Down options
  • NO Mortgage Insurance Required  
  • Closing Cost, Pre-Paid Escrow and Interest Credits from Sellers up to 4%
  • An exemption from certain Closing Costs being charged to them

     They protect our homes.  We as grateful citizens assist them in buying one of their own.  
Sure sounds like more than a fair deal to me ...   

     *  Are you a U.S. Veteran hoping to buy a home in the Greater Chicagoland area?  Contact Me today.  I'll put my 37 years of Mortgage experience and expertise hard to work on your behalf.
     I can be easily found at:

Gene Mundt

Mortgage Lender  -  NMLS #216987  -  IL Lic. #0006220  -  WI Licensed
American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281


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Gene Mundt, Mortgage Lender, a Lender with 37 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL

Referrals are Welcomed!





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