Mundt Mortgage Moments ... Week of October 7, 2014

Mundt Mortgage Moments ... 
Week of October 7, 2014

Here's this weeks info and articles I thought you'd find of particular interest and assistance within your business ...
Why agents are jumping on Twitter bandwagon ...
At every real estate industry event I attend, inevitably there will be social media gurus present who intone about the importance of Twitter the way dentists preach about flossing.
With Twitter's recent announcement that it plans to go public and that someday soon you could own stock in a company that some analysts predict has huge advertising revenue potential, I wondered, yet again, what's the point of Twitter, really? And if real estate agents are being pushed to use it, can you buy or sell a house through Twitter? (MORE ...)
What a Government Shutdown Means for REALTORS® (As of October 1, 2013) ...
Congress has failed to approve a Continuing Resolution (CR) providing funding for most
government operations. 
Therefore, spending authority for most of the government expired at midnight on September 30, 2013. Until legislation providing for funding is signed into law, many offices and programs of the federal government are now shut down. 
This means many, but not all, government programs, including some that impact federal housing and mortgage programs, have been suspended or slowed due to the lapse in government funding.  The Office of Management and Budget (OMB) requires each agency to have contingency plans in place.
The information attached/below is based on NAR staff review of agency agency contingency plans for the current shutdown and past experience with previous shutdowns and near-shutdowns.  
Saying Yes to that New Store Credit Card:  Can it Derail Your Dreams of Buying a Home? 
My wife and mom went shopping together one day this last week.  Both have already started thinking about Christmas shopping.   Seems they're not alone.  
If you've watched much TV over the past few weeks, you've probably caught a commercial or two heralding the approaching holiday retail shopping season. Holiday decorations to put you in a holiday shopping mood have begun to pop up in stores too. 

Yep ... the "push" for your holiday shopping dollars has officially begun and we haven't even seen Halloween yet.  And boy, do I mean  push ...  (MORE ...)
Here's a list of Handy & Helpful  websites & links for your clients  (potential & past) to use. 
They'll prove beneficial in finding local info on schools, park districts, services, etc., all level of government info, assistance, guidance, and more.  Just "click" on the headings to find and pass on all sorts of great info!
As always, shout out with any questions you or your clients might have.  I'll be happy to assist ... and be happy to hear from you!
Gene Mundt
Regional Manager - Mortgage Lender - NMLS #216987
American Portfolio Mortgage
NMLS #175656
Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281
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