Skip to main content

Is Everyone Right? Is NOW the Right Time for YOU to Buy a Will County or Chicagoland Home?


Is Everyone Right?  
Is NOW the Right Time for YOU To Buy 
a Will County or Chicagoland Home?


     If you're a potential Will County or Chicagoland home buyer, it's easy to find a boatload of articles and informational videos heralding just why "NOW is the time to buy".        


     But if you're a first-time buyer or someone returning to the housing market after a few years of renting ... how do you know if that is really true?  Is NOW truly the right time for you?  

     Are you wondering if definitive clues and signs exist?  And if they do, just what are they?  Will you need a set amount of dollars saved?  What about credit and credit scores?  And ... is there some easy test to take to discover all this? 

     I wish I could say that a full-proof test exists.  To be fair, some "tests" do exist that help measure your readiness and capabilities as a potential home buyer.  They're fun and beneficial to some degree.  But you probably won't arrive at any clear or reliable conclusion ... or base your decision to buy or not buy upon them. 

     No, you'll most likely begin to consider home ownership or a decision to "buy or not buy a home" based upon a unique blend of two things.  Your emotions and your finances.  

     Asking yourself these fundamental and important questions will help you arrive at a decision:
  •  Is homeownership the lifestyle I crave?  
  •  Do I want the responsibilities that come with becoming a homeowner?  Or do I like being able to call a Landlord to "fix" property issues? 
  •  Do I look forward to the longer-term commitments I will be called upon to make when a homeowner?
  •  Can I form a budget that would sustain my home purchase?
  •  Am I ready to be a member of a specific community?
     Consider these questions as well:
  •  Am I going to "stay put" for a reasonable amount of time?
  •  What are the tax implementations for me as a homeowner VS a renter?
  •  Will I have a reliable and resilient source of income that will cover not only monthly mortgage payments, but home upkeep as well?
  •  What other short or long-term monetary demands do I have that might speed, delay, or conflict with my decision?
     If you've considered and answered the questions above and you've decided that home ownership is not for you ... (or at least at this time), there's nothing wrong with that.  The exercise of self-examination proved beneficial in discovering that.  Use what you discovered to your best advantage moving forward.

     But if after quizzing yourself, you discovered that home
ownership is right for you ... then what?  What comes next?  

     Find your Mortgage Lender.  An experienced Mortgage Lender will help you successfully and fully-prepare for buying and financing a home.  (To help you in your search for a Mortgage Lender, read, "How to Choose Your Will County and Chicagoland "Super" Mortgage Lender".

     Below, you'll find 2 reference tools that I provide all my clients hoping to buy and finance a home.  I think you'll find them beneficial too:
     Both provide a compass for you to follow throughout your home buying and mortgage financing process.  From your exciting and important initial decision to buy ... to successful Mortgage Closing. 
     
     Is Everyone Right? Is NOW the Right Time for YOU To Buy a Will County or Chicagoland Home?  If you've made the decision ... if you've made the mental commitment to becoming a home owner ... NOW is the time for action.  NOW is the time to start.  Take the first step by contacting me.

          *  Thinking of becoming a Will County or Chicagoland Home Buyer?  Contact Me!  I'll put my 36 years of mortgage experience and expertise hard to work on your behalf. 
     I can be easily found at:
Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281
Click HERE for a FREE Mortgage Consultation!
Ready to Apply for your Mortgage?

     
      

     

    

    


        

    

Comments

Popular posts from this blog

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...


“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.

Rem…

Paper or Paperless billing? Which serves YOUR needs best?

Paper or Paperless billing?  Which serves YOUR needs best?


These days, companies are under pressure to go "green" and become more environmentally friendly.  As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. 

There are obviously many positives to be found within these paperless services:


Trees are saved  Reduced postage costs  Less paper documentation to organize or save/storePossible rewards for switching to paperlessPayments can often be made/posted same-dayAutomated payments can be set-upMore
But I can tell you from my vantage point as a Chicagoland/IL/WI Mortgage Originator, there are also negatives to be found within paperless methods.  For some of my mortgage clients, the choice of going "paperless" just hasn't worked well.

 For some, an email or text reminder regarding payment of bills has not been enough. They NEED a paper billing to arrive in their mail. 

Their paper bil…