Skip to main content

From Santa's Helper ... to Successful Home Buyer - Borrower


From Santa's Helper ... 
to Successful Home Buyer - Borrower     


 Click to Contact Me for Help      My Mother-in-law, Pauline was a super "Santa's Helper".  In fact, she just may have written the Elves' training manual for Santa ...

     All holidays were never too far from her mind. Never too far off on the calendar for her to be thinking and planning for them.  

     Whether it was meals, gifts, preparing her home, or family and friends gathering, she was busy like a bee.  But Christmas?  That was special ... her favorite ... and she pulled out all the stops.

     As a farmer's wife and a child of the Depression, she had learned to prepare well ahead for all occasions.  Lean times or snowy weather preventing trips to town could be just around the corner.  
  
     Holiday planning was an art form for her.  It was truly a year-long event.  It was planned out, choreographed, and executed.  She acquired goodies and gifts throughout the year and safely stashed them away in her secret places within the farmhouse.

     Now, as the saying goes, "the apple doesn't fall too far from the tree".  Definitely true, as my wife learned well from watching her Mother.  

     Marilyn's style of running our household is very reminiscent of her Mom's.  She prepares our family's Christmas and holidays much like her mom did their family's when she was little.  One holiday is barely over before the next is being planned and prepared for. 

     When talking with my clients, I've found that many prepare for the Holidays in a very similar manner.  Extra time ... special effort is given to Holiday planning and preparation.  

     They plan, organize, stockpile, craft, save money, budget, shop, remodel, update decor, (and more) with extra zeal, dedication, and a clear goal in mind.  They execute their plans proactively, wisely, with precision. 

     So what does all this have to do with buying a home or mortgages?

     I'd suggest that all the attributes mentioned above are the very same ones that should be called upon while in the pursuit of a buying (and selling) a home or seeking mortgage financing.   The very same intensity and focus should come into play.  

     The importance and value ... the absolute need ... for devoting ample time, planning, and preparation to the pursuit of mortgage financing during the home buying process, has been a topic featured in many of my prior posts.  

     Three (3) of those posts are:



     The media has given the modern mortgage (and mortgage process) plenty of attention and scrutiny.  

     Because of that scrutiny, most prospective buyers/borrowers are aware ... in some measure ... that the process of buying and financing a home will be more demanding on them than it was for previous buyers.  

     All too often that knowledge proves intimidating. Hopeful homebuyers and borrowers psyche themselves out.  They panic ... feel overwhelmed before they even start the home buying process.  (If they start it at all.)  I see it fairly often.

     They shouldn't feel that way.  So many of them possess the abilities and talents needed to tackle and successfully navigate today's home buying and mortgage financing.  

     They're just unaware of a unique correlation ...  as the abilities and talents called for when buying a home or navigating the mortgage process are really holiday and event planning talents in disguise.  They're just re-focused and put to work in a new and different direction. 

     If you can plan and prepare for holidays successfully, you can successfully manage your home buying and financing process too.

     Let's compare the two:  Both holiday planning and home buying/borrowing require that ample time be set aside for preparation.  

     They both demand saving and budgeting skills.  Each calls for thoroughness, good listening skills to be implemented.  Even the gathering of required items or elements gets called into play with both.  

     Updating, refreshing, maintenance may be demanded or performed during both.  Throw in a need for energy, focus, patience, and good communication skills too.  

     See?  Basically the same talents and skill sets need to be called-upon and utilized for each.  There's no reason to be afraid, get overwhelmed, or avoid the home buying or mortgage process.  The requirements are one and the same.   

     And I'm betting that during the upcoming Holiday Season, that many hopeful Chicagoland buyers and borrowers will be honing these very talents and skills.  They'll just need to continue to rely upon those skill sets when they enter navigate the home buying - mortgage process.  

     Success will be theirs.  They can seamlessly go from Santa's Helper to Successful Home Buyer - Borrower if they put those same talents to work.

     Contact me today to get started ...





     * Hoping to Buy or Refinance a home in New Lenox or elsewhere in the Chicagoland area?  Contact me!  I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
     I'm easily found at:

Gene Mundt

Mortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI Licensed

American Portfolio Mortgage Corp.


nmls #175656

Direct: 815.524.2280
Cell/Text: 708.921.6331
eFax: 815.524.2281


   


Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: 
Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago 
and the greater Chicagoland region, including: 
The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, 
Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, 
Romeoville, Naperville, etc.), DuPage County, the City of Chicago, 
Cook County, and elsewhere within IL & WI.


Referrals are Appreciated and Welcomed!


     

     

     

     

     
         

       

          

     


     
     

     

       

Comments

Popular posts from this blog

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...


“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.

Rem…

Paper or Paperless billing? Which serves YOUR needs best?

Paper or Paperless billing?  Which serves YOUR needs best?


These days, companies are under pressure to go "green" and become more environmentally friendly.  As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. 

There are obviously many positives to be found within these paperless services:


Trees are saved  Reduced postage costs  Less paper documentation to organize or save/storePossible rewards for switching to paperlessPayments can often be made/posted same-dayAutomated payments can be set-upMore
But I can tell you from my vantage point as a Chicagoland/IL/WI Mortgage Originator, there are also negatives to be found within paperless methods.  For some of my mortgage clients, the choice of going "paperless" just hasn't worked well.

 For some, an email or text reminder regarding payment of bills has not been enough. They NEED a paper billing to arrive in their mail. 

Their paper bil…