Skip to main content

Follow these Tips to Have a Safe, Fun-Filled Halloween

Follow these Tips to Have a Safe, 
Fun-Filled Halloween

 Website of Gene Mundt, Mortgage Originator
     This year, Halloween is on Monday ... October 31st, 2016 ...  

     Make sure your child's 2016 Halloween is a safe, fun one. 

     Have them follow the safety tips and precautions below while trick-or-treating:     
For Costume Safety: 

  • Make sure all wig, costumes, and accessories are fire resistant 
  • Make sure Halloween makeup is non-toxic so as to prevent skin and eye irritations. (Test a small area ahead of time to be safe
  • Avoid masks.  But if masks are worn, make sure they do not block eyesight. Make eye holes extra large 
  • Make sure costumes are well-fitted so they do not cause tripping or falling 
  • Have your children wear comfy shoes (or comfy boots, if bad weather
  • If hats are a part of a costume, make sure they fit properly so they do not slip over your child's eyes 
  • Make sure all accessories such as swords, wands, knives, etc. are made from flexible materials that will not puncture 
  • Do not allow your child to wear decorative/costume contact lenses (risk of eye injuriesWhile decorative lenses often make the claims such as "one size fits all," or "no need to see an eye specialist," obtaining decorative contact lenses without a prescription is both dangerous and illegal
  • Do not allow your child to wear Halloween make-up to bed. 
  • Remove all makeup carefully. Follow manufacturer's directions for removal 
  • Fasten reflective tape or fluorescent/luminescent materials to your child's costume and treat bag ... or have them carry glow sticks
  • Have a flashlight at your/their disposal, if trick-or-treating in diminishing daylight or dark    


For Home Safety:
  • Keep sidewalks, steps, and doorways free of lawn decorations, wet leaves, bikes, snow, etc. 
  • Keep family pets in a safe environment, away from Trick-or-Treaters (and treats
  • Keep the outside of your home and walkways well-lit. 
  • Replace burned-out light bulbs

     For a Safe Trick-or-Treat Trail:

  • Have your child eat a good meal prior to parties and trick-or-treating.  It will discourage them from filling up on Halloween treats
  • Travel and Trick-or-Treat on well-lit streets only
  • Only use sidewalks for a pathway (if possible)
  • If sidewalks are not available, walk on a far edge of the road facing traffic
  • Don't allow children to cut across lawns, dart across streets, or use alley-ways 
  • Walk ... do not run ... between homes 
  • Never allow your child to cross streets from between parked cars or out of driveways
  • Have children stay with an adult or travel in groups 
  • Visit only well-lit homes that have a porch light on 
  • Children should never enter any home or car for treats 
  • Review the routes your children will be taking 
  • Motorists may experience problems seeing Trick-or-Treaters at night. Always have children look both ways prior to crossing a street .. and never assume that walkers have the right-of-way 
  • Carry a Flashlight (with fresh batteries) and a Cellphone 
  • Examine all your child's candy prior to them eating it 
  • If in doubt about some candy, throw it out 
  • Adhere to your municipality's set Trick-or-Treat Hours 
  • Know where registered sex offenders reside. Check the U.S. Dept. of Justice's U.S. Dept. of Justice National Sex Offender Public Website so as not to place your child in risky or dangerous situations during Trick-or-Treating 
  • Dial 911 in case of Emergencies

     Follow the safety tips and suggestions above and make your child's Halloween Trick-or-Treat adventure a fun-filled, safe one ...

     Happy Halloween! 


 Contact Me!

* Hoping to Buy or Refinance a home within Will County or the greater Chicagoland area?  Contact Me today!  I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
     I can be easily found at:

Gene Mundt
Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI Licensed

American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281


  Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Trulia Acct. of Gene Mundt, Mortgage Lender   Zillow Acct. of Gene Mundt, Mortgage Lender   Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 
Gene Mundt, Mortgage Lender, a Lender with 36 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL. 


Popular posts from this blog

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...

“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.


Paper or Paperless billing? Which serves YOUR needs best?

Paper or Paperless billing?  Which serves YOUR needs best?

These days, companies are under pressure to go "green" and become more environmentally friendly.  As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. 

There are obviously many positives to be found within these paperless services:

Trees are saved  Reduced postage costs  Less paper documentation to organize or save/storePossible rewards for switching to paperlessPayments can often be made/posted same-dayAutomated payments can be set-upMore
But I can tell you from my vantage point as a Chicagoland/IL/WI Mortgage Originator, there are also negatives to be found within paperless methods.  For some of my mortgage clients, the choice of going "paperless" just hasn't worked well.

 For some, an email or text reminder regarding payment of bills has not been enough. They NEED a paper billing to arrive in their mail. 

Their paper bil…