Skip to main content

Sitting on the Fence can Cost You ... and be Pretty Painful

       Sitting on the fence can cost you ... and be pretty painful.  I wrote a blog about this very point just a couple of days ago.
     Indecision, inaction, and not listening to the advice of the professionals you've chosen to work with is a bad combination when hoping to Buy a Home.  
     Each certainly took a heavy toll on my potential Home Buyers.  My clients dragged their feet too long and over-negotiated themselves right out of the house they hoped to buy. 
     How did this occur?  During the time my clients lost to their uber-negotiations and indecisions, Interest Rates rose just enough that they're no longer eligible for a Mortgage at this time.  
     Don't let this happen to YOU!   When hoping to Buy a Home, first ... do your homework.  Seek referrals.  Find and then choose to work with experienced real estate and mortgage professionals.  Check their success rate for getting their clients to the Closing table successfully.
     Secondly, trust the decisions you've made and move forward knowing that you chose wisely.  And then LISTEN to and FOLLOW the advice and guidance that your professionals provide.  

     They say "timing is everything".  Within the current housing and mortgage markets, that is particularly true.  The timing of your actions and decisions can mean the difference between success and failure.

     Predictions are that home prices and Interest Rates are heading upward.  Statistics seem to back-up and reflect that projection.  

     Sitting on the Fence can Cost You ... and be Pretty Painful.  If you're hoping to Buy a Home (or Refinance) soon or in the future, talk to me now.  Together, we'll find the options available to you and get you started down the path to home ownership.

        *   Contact me today!  I'll put my 36+ years of mortgage experience and expertise hard to work on your behalf.
     I can be easily found at the following:
Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281

Ready to Apply for your Mortgage?

You're Invited to Follow Me through 
all major social media


Popular posts from this blog

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...

“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.


Paper or Paperless billing? Which serves YOUR needs best?

Paper or Paperless billing?  Which serves YOUR needs best?

These days, companies are under pressure to go "green" and become more environmentally friendly.  As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. 

There are obviously many positives to be found within these paperless services:

Trees are saved  Reduced postage costs  Less paper documentation to organize or save/storePossible rewards for switching to paperlessPayments can often be made/posted same-dayAutomated payments can be set-upMore
But I can tell you from my vantage point as a Chicagoland/IL/WI Mortgage Originator, there are also negatives to be found within paperless methods.  For some of my mortgage clients, the choice of going "paperless" just hasn't worked well.

 For some, an email or text reminder regarding payment of bills has not been enough. They NEED a paper billing to arrive in their mail. 

Their paper bil…