Do You Have a Camera That You're No Longer Using?   Donate it to St. Joseph's Indian School!

     My wife and I have been supporters of  St. Joseph's Indian School, located on the Missouri River in  Chamberlain, South Dakota, for over 3 decades.  We've visited St. Joseph's a number of times, either when vacationing in the West ... or  just loaded up with donated supplies for the school.  

     There's something being stored for St. Joseph's somewhere in our home at almost any given time.  Whether it's Campbell's Soup Labels, Box Tops for Education, school supplies, clothing, bedding, toys, or general pharmacy supplies for one of the 20 homes found on campus ... we've probably collected it for this amazing school at one point or another.

     In one of the latest school newsletters we received, St.

Joseph's made a plea for help.  Art classes are very important to the children at St. Joseph's Indian School.  Art is one way that they learn about their heritage and then are able to express it.

     Right now, St. Joseph's is in need of gently-used point and shoot digital cameras for the children to use in their art projects.  I thought ... "what group of people would be more likely to have this equipment available than those in the real estate fields and those on ActiveRain?" 

     What cameras are needed? 

•    Gently used, point and shoot digital cameras
•    Cameras that include cords, software and user’s manuals

     If YOU have an old, gently used camera (or more than one) lying around, and you would consider donating it to the children at St. Joseph's, please send it to:

St. Joseph’s Indian School

 Attn: Camera Project
PO Box 89,  220 N Main St
Chamberlain, South Dakota 57325

     Should you live or do business within New Lenox, the Lincoln-Way/Will County/Chicago Southland region ... and have cameras you'd like to donate, please feel free to drop them off at my office located at:  318 Alana Drive, New Lenox ... I'll be happy to collect and ship them to St. Joseph's for you.  

     I know the children will say ... "Pilamaya" ... thank you for any cameras and donations you send their way! 

     If interested in learning more about St. Joseph's Indian School, the Lakota children that attend the school, and the good deeds that St. Joseph's does, please follow St. Joseph's on  Facebook ... or go to:  www.stjo.org.  I think you'll fall in love with the children and come to agree that St. Joseph's is one amazing place.

     Hope you enjoy the video below and come away inspired by all the things that St. Joseph's Indian School does for their children. 

     If I can answer any questions, please do not hesitate to contact me for info ... plus ...

     Please pass this info on to all you know, so that they too can donate, should they have a camera ... 

Thank you! 

   

 
 

Will County IL Property Tax Bills to be Mailed May 3rd, 2013

Will County IL Property Tax Bills 

to be Mailed May 3rd, 2013

     Will County Treasurer, Steven Weber, has announced that Will County (IL) property tax bills will be mailed to property owners on Friday, May 3rd, 2013.  These bills represent the taxes due for the year 2012.     

     The first installment of Will County taxes will be due on June 3rd, 2013.  

     The second installment will be due on September 3rd, 2013.
     
     Will County has made several options available for convenient payment of tax bills.  Those are:

•      Online payment of Will County taxes can be made at:  www.WillCountyTaxBill.com ... through the date of November 27th, 2013
•      There are over 100 banks and credit unions located across Will County accepting payment for Will County taxes.  To view that list, click  HERE
•      Payments can be made by auto-draft from a checking or savings account.
•      Payments can be made by mail.  Checks should be made out to:  Will County Collector.  Payment is considered void if the check doesn't clear ... a $25 Non-Sufficient Funds fee is charged.  Post-dated checks are illegal and will not be held for processing.  Personal checks received after October 18th, 2013, will be returned, regardless of their postmark.

Send payments made by mail to: 

Will County Collector

P.O. Box 5000

Joliet, IL    60434-5000

•      Payments can also be made by automated telephone. Call:  815.723.4741 
•      Payments can be made at the Will County Building, located at:  302 No. Chicago St., Joliet, IL.  Regular hours are:  8:30 am to 4:30 pm, Monday through Friday.   A drop-box is available for after-hours payment. 

     The Will County Treasurer/Collector site accepts most major credit cards (MasterCard, American Express, Visa).  A convenience fee is applicable and non-refundable.

      Note:  Thursday, November 17th, 2013 is the last day you can make your Will County tax payment online.  Wednesday, December 3rd, 2013 is the last day you can make your Will County tax payment in person.  The County of Will will sell any outstanding tax amount after December 3rd at their Annual Tax Sale.

     Also:  It is NOT the actual tax bill that you protest.  It is the ASSESSMENT of your property.  By the time you receive your actual tax bill, the dates for protest for that year are already over.  Should you have questions regarding your assessment, please contact your property township tax assessor for information.

     If you have questions regarding your Will County taxes or the payment of those taxes, information is available at:  Will County Tax Bill Facts  or by calling the Will County Treasurer's office at: 

815-740-4675.  

     *  Hoping to buy or refinance a home in Will County or elsewhere within Chicagoland?  Contact me!  I'll put my 36+ years of mortgage experience and expertise hard to work on your behalf.

     I can be easily found at any of the following:

Direct:  815.524.2280

Cell:  708.921.6331

gmundt@goapmc.com

www.genemundt.com

eFax:  815.524.2281    Skype:  630.219.1316

FREE Consultation

You are Invited to Follow Me through

any of the Social Media below.

Ready to Apply for your Mortgage?

   

     

New Lenox Township's "33rd Annual Township Wide Clean Up Day" to be held May 4th, 2013

New Lenox Township's

"33rd Annual Township Wide Clean Up Day"

to be held May 4th, 2013

    New Lenox Township  (Village and Unincorporated Areas) will be hosting its  "33rd Annual Township Wide Clean Up Day" on May 4th this year.  Collection of items will begin at 6 am and run through 12 Noon on that day. 

     No hazardous waste items or materials will be collected during this Clean Up Day service.  Items that are acceptable for pick up are:

•      Appliances
•      Bedding
•      Small amounts of building materials (placed in containers)
•      Furniture
•      Carpeting
•      Most large household items

     A collection of additional items will be held at the New Lenox Township office/yard location at  1100 So. Cedar Road in New Lenox.  Recyclable materials and items will be collected at the Township office/yard on this date.   

     Hours for collection that day are:  9 am to 1 pm.  Anyone wanting to drop off items during this time must show proof of residency.       

     Items that are acceptable for drop-off at the Township office/yard location on May 4th during the  New Lenox Township "33rd Annual Township Wide Clean Up Day" are: 

•      Used automotive batteries
•      Used electronics, such as:  Monitors, TV's, Computers, Microwaves, Keyboards, and more
•      Used tires (Limit of 4/household)  Car & Light Truck only.  NO Tractor or Large Truck tires will be taken
•      Used Motor Oil
•      Used Antifreeze         

     Should you have questions regarding the New Lenox Township's "33rd Annual Township Wide Clean Up Day" or the acceptability of any items, please contact the New Lenox Township at:  815.485.6431  or visit their website at:  www.newlenox.org.

     Note:  A special household hazardous waste collection will be held on Saturday, September 14th during "Sharefest" at Spencer Trail campus, located on Spencer Road in New Lenox, north of Laraway Road.   Items accepted on that day will include:  Oil-based products, smoke detectors, household chemicals, aerosols, stains & varnishes, propane bottles, fluorescent light bulbs, and other hazardous materials.

     There is no additional cost charged to residents for these Township services.  Again, should you have questions or be in need of more specific information, please contact the New Lenox Township office. 


     *  The New Lenox Township's "33rd Annual Township Wide Clean Up Day" is just one example of the many helpful services provided by the Township to its residents.
     Should you be thinking of moving or buying a home within New Lenox Township, Will/DuPage County, or elsewhere in the Chicagoland region, please  contact me.  I'll be happy to put my 36+ years of mortgage experience and expertise hard to work on your behalf.
     I can be easily found at any of the following:

Direct:  815.524.2280

Cell:  708.921.6331

gmundt@goapmc.com

www.genemundt.com

eFax:  815.524.2281    Skype:  630.219.1316

FREE Consultation

You are Invited to Follow Me through 

any of the Social Media found below

Are you ready to Apply for your Mortgage?

   

 

"And Now You Know the Rest of the Story"

"And Now You Know the Rest of the Story"

     When I was a kid, one of the most popular radio stars of the era was  Paul Harvey.  Known for his folksy style and storytelling, Paul Harvey's radio program filled the air waves for around 50 years.  The thing I remember most about him was how he always signed-off each broadcast saying ... "And now you know the rest of the story."

     I have to admit to you, I've been pretty tempted to borrow Paul Harvey's famous line lately.  Especially when explaining mortgage qualifications and mortgage options with potential Borrowers.  

     People are once again investigating financing options so they can buy homes.  That's great news and a huge positive for our local Chicagoland housing market.  I'm finding that for the majority of those I speak with, there are viable options that exist.  And for many others, a little scrubbing and polishing of their credit will help them arrive at that point in the near future.

    Unfortunately, there are also those that simply have no options or recourse for financing in the foreseeable future.  Financing restrictions and rules prevent it.  Who falls into that category?

•    Those with Credit Scores so extremely low that they can't be
  
  raised or mended quickly or easily
•    Those that suffered a recent financial catastrophe
•    Those that have had severe employment setbacks/issues
•    Those that have a combination of the above or additional extenuating issues

     A caller I spoke to just yesterday had a trifecta of serious financial issues.  Because of those issues, there simply was no way that I could help them at this time.  We have to work on long-range goals and credit improvement together in order to accomplish financing down the road.  I know that news was disappointing for them to hear.  It's never an easy message to deliver.  

     After hearing the news, my hopeful caller continued to question me regarding mortgage financing options that utilize extremely low credit scores.  He had seen others with similar scores told on the internet that programs exist to help them.  Why wasn't I offering him those options?  Why was I holding out?

     I've seen these questions and answers online too.  And typically the scenario plays out much like this:

     Questioner:  "Can I get a loan if I have low Credit Scores, such as those in the mid-to-low 500 range or below?"
     Lender:  "Yes!  I have a program!  Call me now!" 

     But that Lender's answer doesn't come close to telling the full story.  Yes, a mortgage program may exist that caters to Borrower's with credit scores that low.  But there are all sorts of "buts", "asterisks", and "prefaces" attached to the programs.  Those aren't typically explained and the info is nowhere in sight.  Of course if that's all told upfront, few will receive a call or contact.  And that's part of their plan.

     I explained the many details and demands of those mortgage programs to my inquiring caller yesterday.  The sad news was that even under the more lenient credit score programs, they'd still not qualify for financing.  The "buts, asterisks, and prefaces" of those programs eliminate them from buying now or in the near future. 

     This scenario plays out fairly often.  Bit and pieces of info,  misleading info, is out on the internet.  It's in the media.  It may be enticing.  It may spur hopeful Buyers to action.  But just because it's out there, it doesn't make it true, make it correct, or make it pertain to you.


     This is where Paul Harvey's famous line seems pretty timely and appropriate to me.  And it also highlights why it's so vitally important to find an  experienced trustworthy Mortgage Lender  to talk to and work with when you're hoping to Buy a Home or Refinance.   

     Because of my expertise, I will know what mortgage options exist for your personal finances.  Because of my experience, I will know what mortgage programs are the best fit for you ... now and into your future.  Because of the things I have learned through my successes, I will be able to answer your questions thoroughly and provide you sound advice and valuable services throughout our relationship.

     Like Paul Harvey said, "And now you know the rest of the story."
        

     *  Work with a Chicagoland Mortgage Lender that will answer all your questions and provide you with sound mortgage options.  Contact me today!  I'll be happy to put my 36+ years of mortgage experience and expertise hard to work on your behalf.
     I can be easily found at:

Direct:  815.524.2280

Cell:  708.921.6331

gmundt@goapmc.com

www.genemundt.com

FREE Consultation

eFax:  815.524.2281   Skype:  630.219.1316

You are Invited to Follow Me through

any of the Social Media below.

Ready to Apply for Your Mortgage?

  

 

   
 
 

     

     

       

Celebrating Mother's Day - May 11th, 2014 In & Around the Chicago Area

Celebrating Mother's Day - May 11th, 2014

In & Around the Chicago Area

     Mothers Day 2014 is Sunday, May 11th ...  

     Do you know how or where you're going to celebrate and say thank you to your Mother, Wife, or the other important moms in your life? 
    
     There's certainly a wide variety of ways to celebrate Mother's Day in the Chicago area.  And I think I've discovered something that will appeal to almost every Mom's personality, pocketbook, and taste.  

     Take a peek at the information provided below and then plan something perfect for the Moms and special ladies in your life ...

Chicagoland 2014 - Mother's Day Ideas 

Mother's Day Specials at:  

Choppers Salon

Hair & Nail Salon -  Skin Care

13 Old Frankfort Way, Frankfort, IL 

 Treat Mom to the gift of Beauty!

Buy a Choppers Gift Certificate to give ...

and receive a $10 Gift Certificate for yourself too!

 To Purchase/Appointments:  779-324-5177

Mother's Day Brunch at the Art Institute
111 S Michigan Ave, Chicago, IL 60603

Sunday - May 11, 2014  
 Mother's Day Brunch in the Museum Café

10:30AM–2:30PM

 Mother's Day Brunch in Terzo Piano

11:00AM–2:00PM

 Reservations are recommended!

  
Mother's Day Housewalk in Evanston
sponsored by: Evanston History Center, Three Crowns Park, American Vintage Home 
Sunday, May 11, 2014 - 12 pm to 5 pm
 6 Private Homes

Tickets:  $40/each   (Advance Purchase 'til 5/10)
           $45/each          (on Mother's Day)
EHC Member Pricing:  $35/each 
 To purchase, call:  847.475.3410 
or go to: www.evanstonhistorycenter.org
 For more info, call:  847.475.3410 
 

"Just Mom and Me" - American Girl Place

 Saturday - May 10, 2014 
 
Enjoy a Special Meal just between Mom and child! 

 Sign a "Mother-Daughter Promise".  Create lifelong memories.  Keepsake Photo w/frame to bring home.



Tickets:  $43/pp   
(Gratuity not included)
Reservations are Required! 

Call:  877.247.5223
Girls:  Ages 8 and Up

Mother's Day Afternoon Tea
at the Harvest Room
Harvest Room Restaurant
7164 W. 127th Street, Palos Heights, IL
Saturday - May 10th
10 am to 1 pm
 Two Sister's Organic Teas, Breads, Finger Sandwiches, Mini Desserts, Sweet Breads, More

Adults:  $30/pp  
Child:  $15/per child, 12 yrs. & under 

Gluten Free/Vegan Options Available
To RSVP:  708.671.8905

"Listen to Your Mother" Live Show
Sunday, May 4th - 2:00 pm

Acclaimed series of live readings on Motherhood
Percentage of Ticket Sales Benefit a Local Non-Profit Cause

Athenaeum Theatre 
2936 Southport Avenue, Chicago, IL

General Admission Tickets:  $22.00

To purchase, click HERE

This production is recommended for ages 13years and up


ASHA SalonSpa Massage Specials for Mom
FUTURE Moms too!

 Treat your Mother ... or future Mom ... 
to a soothing, relaxing massage 
 "Perfect for Mom" Spa Packages Available
For Salon & Spa Locations in Chicagoland,  Click HERE!
For More Info, Click HERE   
or Click HERE for Telephone Numbers for all Locations
 Call for Reservations in Advance!  Times fill Quickly! 



Mother's Day Art Spree

 James R. Thompson Center Atrium

100 W. Randolph, Chicago, IL

  Wednesday - May 7th through Friday, May 9th, 2014

Hours:  10 am to 3:30 pm

20 Juried Illinois Artisans

Onsite and demonstrating their one-of-a-kind craft

Mother's Day Specials at 
Springbrook and Naperbrook Golf Courses
  Sunday, May 11th, 2014 - 11 am to 2 pm

Buy One Round of Golf - Get One FREE

 Springbrook Golf Course

 2220 83rd Street, Naperville, IL
630.848.5060
Naperbrook Golf Course
22204 W. 111th St./Hassert Blvd., Plainfield, IL
630.378.4215

All guests eligible for Brooks Advantage pricing on in-stock golf shop merchandise.  
Some Restrictions Apply
To book Tee Times:  Click HERE

     Hope these suggestions prove helpful to everyone and assist you in finding ways to celebrate Mother's Day, May 11th, 2014 in & around Chicagoland ...
 

Best Wishes for a Happy Mother's Day to all!

     
     *  Dreaming of Buying, Building, or Refinancing a home in New Lenox, another Lincoln-Way Community, Will County, or elsewhere in the Chicago area?  Contact me!   I'll put my 36 years of mortgage experience and expertise to work on your behalf.

     I can be easily found at:

Direct:  815.524.2280

Cell:  708.921.6331
eFax:  815.524.2281 

gmundt@goapmc.com

www.genemundt.com

  
 Click HERE for your FREE Mortgage Consultation!

             

               

Gene Mundt, Mortgage Lender, a Lender with 36 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL. 

     

 

  
   

 

  

Read more here: http://events.adn.com/downers_grove_il/events/show/311837103-24th-annual-groovin-in-the-grove-5k-race-little-groovers-races#storylink=cpy