Testimonials & Referrals: My Pot O' Gold

Testimonials & Referrals:

My Pot O' Gold

Testimonials and referrals ... 

As a businessperson, it just doesn't get any better than receiving them, right?

Neither is ever a given, no matter how well-deserved. And in this busy world, they can be hard to come by. Clients (even happy satisfied ones) get busy, forget, and move on with their lives after moving or financing a home. 

Life intervenes with referral partners too. The search for new clients never ends. New business demands their attention. "Niceties" are easily forgotten during these times. All understandable ...

So I was thrilled when I received a note yesterday from a local real estate attorney that had been gracious enough to refer a couple to me. I felt I'd struck my business Pot O' Gold.

We had moved through this couple's mortgage process quickly and closed their loan successfully just a few days earlier. He thought I'd enjoy reading the feedback they had shared with him regarding my services. 

Their message to him read:

Tom,

We closed on Friday and our loan will be funded no later than March --. 

We wanted to thank you for referring us to Gene Mundt. The man is a genius and actually really fun to work with.

Thanks,

Chris and Bev

A referral mentioning how much "fun" I am as a Mortgage Originator? And a genius?  Eureka!

I just HAD to share this testimonial with you! 

Why?

We lenders don't typically hear this particular type of praise about ourselves or the mortgage process. Fun??  

Love it ...

I am so appreciative of their kind words! This couple's very special message did my heart (and ego) good.  And you can bet that I'm sharing this Pot O' Gold testimonial everywhere I possibly can!

* Hoping to Buy or Refinance a Home in New Lenox or elsewhere in the Chicagoland area? Contact me!  

I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI Licensed #216987

American Portfolio Mortgage Corp.

nmls #175656

Direct: 815.524.2280

Cell or Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

  

             

      

    

Gene Mundt, Mortgage Originator, 40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking: #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including: The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 

Your Referrals & Testimonials are Always Greatly Appreciated! 

How Much Do You REALLY Love That Home?

How Much Do You REALLY Love That Home?

A statement I often hear from my new mortgage clients is ... 

"I found a house!  I just love it!"

I think that's exactly what you should hear from clients searching for a home.  A home that will house their life ... and probably represents the single-most expensive expenditure they've made in their lives.  And as their Loan Officer, it's certainly something I want them to feel and experience.  

But I also know moving forward, that the intense emotional connection they have towards the home they love and want typically serves as a positive motivating factor during their mortgage process.  Clients "in love" with the home they want to buy are simply much more eager and willing to respond to my requests.  They take action more quickly to facilitate their financing.  

Unfortunately, however, I sometimes find some clients show a big disconnect between the "love" they feel for the home they want ... and the eagerness and willingness they display towards taking part in their mortgage process.  

And at that point, I'm left wondering ... "How much do you REALLY want that house?"

You see, it's my opinion that once you enter your mortgage process, it's no longer enough to just love a house and the features it offers.  You have to want it enough to make a productive effort.  

That home you love?  It must provide you constant and consistent motivation.  It must serve as your carrot.  

As an active mortgage applicant, you must do whatever is required ... when it's required ... to reach Closing, your successful goal, and outcome.  In other words, you must make a real commitment.

That commitment must include a willingness to: 

• Work to reach your goal
• Be Available
• Listen and Learn
• Answer questions
• Make Decisions
• Follow instructions  
• Provide documentation 
• Fulfill obligations
• Set-aside or Save money
• Be disciplined
• More

Clients that enter their mortgage process with this positive "will do" mindset find the process flows more easily and quickly for them.  And their Mortgage Closing ... the culmination of their efforts ... is a far more satisfying and rewarding celebration.

Found the home you want to buy?  LOVE it?

Then you must prove it.  Be a committed mortgage applicant and home buyer and you will enjoy the home you love sooner ...

* Hoping to Buy or Refinance a Home in New Lenox or elsewhere in the Chicagoland area? Contact me! I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:

Gene Mundt

Mortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI Licensed

American Portfolio Mortgage Corp.

nmls #175656

Direct: 815.524.2280

Cell or Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

 

                  

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: 

Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago 

and the greater Chicagoland region, including: 

The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, 

Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, 

Romeoville, Naperville, etc.), DuPage County, the City of Chicago, 

Cook County, and elsewhere within IL & WI.

Referrals are Appreciated & Welcomed!

Don't Short-Change the Act of Choosing Your Loan Officer

Don't Short-Change the Act
of Choosing Your Loan Officer

The act of obtaining a mortgage has become a deeply personal and individualized pursuit. In its present form, it has little in common with mortgage applications of the past.

Because of that fact, the act of choosing a Mortgage Originator/Lender is far more important now than ever before.  There's far more riding on your choice.

Yet, statistics show that all too often little time or effort is expended on studying and making that choice:

• According to a Report, almost half of consumers who borrow to finance a home only seriously consider a single lender or broker before obtaining a loan 
• An article by PR Newswire states that more time is spent researching a car purchase (11 hours) and an equal amount of time researching a vacation (8 hours), despite the fact that these items cost just a small fraction of the average cost of a home 

Stop.  Think about it ...  

• Do you really want to navigate such an important and deeply personal experience with someone you have no real knowledge of?  
• Do you want to work with someone that can provide you no proof of their business experience?  
• Can you rely on someone that has no documented or proven track record?  
• Are you willing to gamble on the outcome of your mortgage process with someone that past clients (and professionals) have not expressed trust in? 

Why is this search so important?

During today's modern mortgage process, the answers provided to your Originator go well beyond the simple basics of "Where do you presently live?" or "What year were you born?" 

The Mortgage Originator you choose will learn much more about you.  During your Pre-Approval, Application and mortgage processing, you'll divulge and discuss the most sensitive details of your financial life with the Originator you work with.  Sometimes that can mean sharing info of a more delicate personal nature as well.  (Divorce, child support, collections, etc.) 


A couple of years ago, I wrote an article about Credit Reports being the storybook of your life.  Via someone's Credit Report, you can learn almost every aspect of their life ... and life path.  

It's well known that the Credit Report documents credit, debt, and financial histories.  But Credit Reports also reveal life experiences, successes, and failures.  It displays choices made, both good and bad.  Life's ups and downs are laid bare and can read much like a novel.

Is your personal info something you want to share with someone you've taken no or very little time in seeking, researching, or vetting?  

The answer should obviously be "NO" ...  so to safeguard yourself and your mortgage process, what should you do?  

What are some of the attributes your chosen Mortgage Originator should possess?  They should be a professional that:

• Finds YOU important 
• You're comfortable with.  (A rapport between you and your Originator vastly improves the financing experience)
• Listens well 
• Has a great reputation  
• They should be highly recommended by multiple people, including real estate-related professionals
• Is experienced. knowledgeable, and trustworthy
• Is a good communicator 
• Asks you questions & gains facts 
• Has a proven track record of successful Closings.  They can offer you references and testimonials 
• Upon your first contact/inquiry, responds to your inquiries and questions in a timely fashion
• Provides you thorough information addressing all your questions, mortgage options, and the services they provide
• Provides you guidance based on facts regarding your  personal finances, not just generalities
• Will work with you on improving your credit standing, if necessary
• More ...

There's a lot on the line during the financing of your home.  The home you LOVE.  Your money, privacy, and security.  Your time.  Your emotions. 

All these things make it imperative that you take the time and make the effort to find a reputable Mortgage Originator.  To establish a relationship with a quality experienced Originator possessing the characteristics listed above.  

You'll know then that you'll be able to trust and rely on them and their services throughout your entire mortgage process.  And that you are establishing and growing a sound relationship that will continue working on your behalf beyond the Closing table and into the future ... 

 * Are you hoping to buy or refinance a home in New Lenox, Will County, or elsewhere in the Chicagoland, IL/Wisconsin area? 

Let's talk! I'll put my 40+ years of mortgage experience and expertise to work answering your questions and fulfilling your financing needs.
I'm easily found at:

Gene Mundt

Mortgage Originator - NMLS #217987 - IL Lic. #031.0006220 - WI Licensed

American Portfolio Mortgage Corp.

NMLS #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

gmundt@goapmc.com

www.genemundt.com

 

             

      

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.  

Referrals are Greatly Welcomed & Appreciated!

  

2018 "Manhattan Irish Fest" - March 2nd & 3rd

2018 "Manhattan Irish Fest" - March 2nd & 3rd

     

Manhattan, IL is my hometown.  It's located in the heart of Will County, IL.  It's a town proud of its history, its present and future ... and deep Irish roots ...

Residents will proudly tell you that Manhattan is the home of the "Manhattan Irish Fest", an acclaimed festival that's been running since 1995. 

This year's annual Fest is being held on March 2nd and 3rd, 2018.

Like previous years, this year's Fest is being held in the parking lot located just north of Manhattan Fire Station 81.

The list of activities for the Fest is long and varied.  For young and old alike, there's something to enjoy throughout the Fest. 

Some of this year's activities are:

• Manhattan Historical Society Museum Display
• Music/Entertainment

Friday:  March 2^nd

5:30        Tent Opens (21 yrs. & Over)

5:30        Irish Music

8:30        Larkin & Moran Brothers

Saturday, March 3^rd

12:00     Tent Opens

12:10      Race Results/Announcements

12:30     Emerald Society Pipe Band

1:00       Sullivan School of Irish Dance

2:00       The Hatfield Sisters

3:30       Three Men in Kilts

4:45       Fest Announcements

5:15        Keigher Academy Irish Dance

6:00       Finbar MacCarthy

8:00       Coyote Riot

10 pm     Tent Closes

• Manhattan Library
• Craft Fair

Saturday, March 3, 2018

Irish Fest Cultural / Craft Show  

St Joseph’s School 

9 am - 3 pm 

• Family Fun Area - Park Dist. Rec Center

Saturday, March 3, 2018

397 S State St. 

Noon to 6 pm - Interactive Neo's  

Noon to 6 pm - Mini Striker Noon  

Noon to 3 pm - Train Rides

Noon to 6 pm - Sand Art 

1 pm to 1:45 pm - Magician Show  

1:45 pm to 2:45 pm - Balloon Artist 

3 pm to 6 pm - DJ (Dancing)  

Noon to 6 pm - Concessions Served  

Closes at 6 pm

• 22nd Annual "Manhattan Irish Fest Parade": 

Saturday, March 3rd

Kicks off @ 11:10 am 
Downtown Manhattan

• 5K Run:  

Saturday, March 3rd

Precedes the Parade 

Starts @ 11 am  (Follows the parade route) 

• Rugby Matches: 

Saturday, March 3rd 

Rugby Pitch - Central Park 

Morrigans v Grand Rapids @ 1 pm 

South Suburban v Brother Rice @ 2 pm 

Shamrocks v Shamrocks @ 3 pm

A schedule of all planned events for the 2018 "Manhattan Irish Fest" can be found HERE!

All attendees of the 2018 "Manhattan Irish Fest" must obtain Buttons. Children under 7 years attend FREE of charge when attending with a paying adult.

Bring your Irish to my hometown of Manhattan, IL ... and enjoy the 2018 "Manhattan Irish Fest" in Manhattan, IL on March 2nd and 3rd ...

* Looking to Buy or Refinance a home in Manhattan, Will County, or elsewhere in the Chicagoland area? Contact me! I'll put my 40+ years of mortgage experience and extensive knowledge of the area hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI #216987

American Portfolio Mortgage Corp.

Direct: 815.524.2280

Cell/Text: 708.921.6331

gmundt@goapmc.com

www.genemundt.com

eFax: 815.524.2281

            

             

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:

Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.

Referrals are Always Welcomed & Appreciated!