Gene Mundt - Mortgage Lender's "Mortgage, Real Estate, & Credit News!" - November 5, 2014

Did you have snow at your house this last weekend? Don't know about you, but I'm not ready for it, at least mentally.  But yet, clocks were turned back, we ushered in the month of November, and dragged our winter coats out of the closet over the last week.  So ready or not, here comes winter and the upcoming Holidays!

Below you will find some activities, suggestions, tips, projects, and a recipe to help you prepare and manage the cold weather months to come.   
All The Important Things You Need To Know About Fire Safety In Your Home ...'s that time of the year when the temperatures start to drop and you find yourself turning on your stove and cranking up the heat.

With all the fireplaces, heaters and stoves on full blast, it's especially important to be up-to-date on how to safely keep your home protected when it comes to fires.  (MORE ...)

Planning some winter remodeling projects?  
Read on ...

The 7 Most Common Code Violations Remodelers Make ...

A good DIYer knows a lot about tools and techniques, but the best DIYers know about building codes, too. Completing home improvement projects that are code-compliant — and can pass inspections from your local building authority — are the route to a safe and happy home, and well-done

Although few homeowners can claim an encyclopedic knowledge of their local building codes, here’s a heads up on seven of the most common code violations that DIYers are guilty of:   (MORE ...)

Here's an article that helps you find organizations and charities that can put your older, no-longer-needed items to good use.  Many will even help you to arrange a pick-up of your donations ...

You Decluttered Your Chicagoland Home.  What Now? ...

I'm just guessing, but I'm betting there are thousands of videos and real estate articles about the importance and wisdom of "decluttering" your home prior to putting it up for sale ... 

Magazines, blogs, and social media are all filled with tips, suggestions, and ideas to help you accomplish this task. There are even handy checklists available to help you kick-start your decluttering.  (Click HERE for one of those checklists.)

But after you've cleaned, winnowed-out, sorted, recycled, thrown-away, and decluttered your home's drawers, closets, garages, basement, and attic ... what in the world do you do with all that stuff?  How do you get rid of it all?  (MORE ...)
And ... 
If you found old electronics, cell phones, gift cards  ... or don't know what to do with all your old CD's ... below is some info that will help you get organized!

Recycling Center for Gift Cards, CDs, and Electronics at Best Buy ...

I've been remiss for not writing about Best Buy’s recycling options.  For years, there were limited places that would accept CDs, their plastic covers, gift cards or plugs for electronics.  My only option was to pay to recycle the CDs  and electronic cords with GreenDisk.  I sent my gift cards to Earthworks. But not anymore.  Best Buy takes back gift cards, electronics, CDs, and more.

Much to my surprise, I discovered a year ago, I could recycle the following at Best Buy at their recycling center :

Gooey Apple Pull-Apart Bread ...

The cinnamon pull-apart bread recipe below is all about shortcuts. It only takes 5 basic ingredients to make Gooey Apple Pull-Apart Bread. 

Nothing's better than an apple bread recipe that uses frozen dinner rolls to cut down on time and effort. Plus, this bread is great for entertaining since it can easily be shared. If you love apple desserts as much as I do, you have to try this super simple pull-apart bread. 
Click on the pic to the right for this great recipe!
Fall Gardening Tip:   Use Those Autumn Leaves!

Adding new flowering bulbs for next year’s garden?   When leaves drop in the fall, rake or scatter a layer of them over the newly-planted bulbs. They'll love the extra bedding!

It's never too early to plan for the Holidays ... 

Below is a Holiday activity that will delight all ages.  Consider visiting the Morton Arboretum during the upcoming winter Holiday season ...
Hope you enjoyed this week's news and information.  If you have a topic that you'd like to see covered in a future newsletter, please let me know.  I'm always appreciative of your suggestions.

Should you, or someone you know, have Mortgage questions or be in need of assistance, please contact me.  I'm always glad to hear from you and help in whatever way I can.


Gene Mundt
Mortgage Lender  -  NMLS #216987  -  IL Lic. #0006220

American Portfolio Mortgage Corp.
NMLS #175656
Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

Your Referrals are Always Greatly Appreciated!

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Gene Mundt
Regional Manager - Mortgage Lender

American Portfolio Mortgage Corp.
Personal NMLS #216987

NMLS # 175656

Gene Mundt, Mortgage Lender, a Lender with 36 years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL.   

Gene Mundt, Mortgage Lender can be contacted at: 

815.524.2280 or via his email:

Contact Gene Mundt, Mortgage Lender soon!

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