The Beauty and Benefit of Organization
to Mortgage Financing
The word: Organization ...
The definition of Organization: The act or process of putting the different parts of something in a certain order so that they can be found or used easily
Some Synonyms for Organization:
- Grouping
- Structuring
- Management
- Planning
- Method
- Assembly
During tax season, is the perfect time to talk of ... Organization. Because if you're ever going to be organized during the year ... or have the organization of your finances and financial papers under control ... it's during this time. In a way, it's almost mandatory in order to file taxes. At least in some good measure.
For those thinking you may want to buy a home during the remaining portion of the year, pay special attention ... NOW ... while you're organized and your finances and documentation are fresh in your mind ... is a great time to get a jump on your upcoming Mortgage financing.
Should you be in the preliminary planning stages and gathering info to see if you're capable of financing a new home, it's the perfect time to contact a Mortgage Lender. You have much of the info you'll need already at your fingertips and you'll be ready to ask questions and find the answers you need to make your decision.
If you e-filed this year's taxes, you'll need to keep the paper copies of your tax returns for your records. Document fully any payments you made regarding your taxes ... or refunds received. They'll likely be required at the time of your Mortgage Pre-Approval and Application, especially if the two coincide.
If you've already arrived at the decision to buy, you're in a great position, as you've already got a good portion of the documentation assembled to make your Mortgage Application. To continue the preparation for your financing, find a list of documents that are typically needed for Application HERE. Fact is, the better your organization skills in regards to your finances, the better you'll navigate your future Mortgage Process ... and the more quickly you'll find the success you seek. The more organized you are in the paperwork process, the smoother your loan process will be. The more accurate the information exchanged between Loan Officer and Client, the better the application, and the chances for loan approval increase.
None of this is a coincidence. A client's level of organization directly influences the level of enjoyment they'll find throughout their financing process. In otherwords, a little organization is beneficial and pays dividends. It's a beautiful thing ...
* To discover what options for Home Buying (or Refinancing) exist for you in New Lenox, another Lincoln-Way Community, Will County, or elsewhere in the Chicago area, contact me. I'll put my 36 years of Mortgage experience and expertise hard to work on your behalf.
I can be easily found at:
Direct: 815.524.2280
Cell or Text: 708.921.6331
eFax: 815.524.2281
Click HERE for your FREE Mortgage Consultation!
Ready to Apply for your Mortgage?
Gene Mundt, Mortgage Lender,
a Lender with 36 years of mortgage experience, will offer you exemplary
mortgage service and advice when seeking: Conventional, FHA, VA,
Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland
region, including: The Lincoln-Way Area, Will County, (New Lenox,
Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield,
Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of
Chicago, Cook County, and elsewhere within IL.
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