Skip to main content

Be a Good Student when Buying your First Will County or Chicagoland Home

 Be a Good Student when Buying your 
First Will County - Chicagoland Home

     If you're hoping to buy your first home in Will County or elsewhere in the Chicagoland area, you've probably been given many tidbits of advice (asked for and unsolicited) ...  

     Advice on this topic is not hard to find.  It's all over the internet.  And there are many eager to share their expertise and experiences.  I've written posts on this subject. 

     The process can be challenging.  I won't paint you unrealistic expectations.  Issues can arise within any transaction.  

     But many of these issues and challenges can be minimized or totally avoided.  YOU, the first-time homebuyer, do hold power within your home buying and financing process.  

     What do I mean?

     Much of the drama, the stress, time delays, and challenges you might have heard about can be avoided if you approach your transaction in the following manner:  

Approach your Home Buying and Mortgage financing process just as you did when you were a student seeking good grades ...
  • Prepare yourself for your buying transaction and financing thoroughly  
  • Do the research needed
  • Ask questions
  • Seek answers
  • Follow directions 
  • Take notes 
  • Be organized before, during, and after
  • Pay attention to detail and accuracy
  • Turn your "homework" in on time
  • Expect the need for some revisions along the way

     Prepare yourself mentally.  Try to remain positive.  

     I promise to do the same and be your advocate the entire way ...    
     *  Hoping to Buy, Refinance, or Construct a home in a Lincoln-Way Community (New Lenox, Frankfort, Mokena, Manhattan), Will County, or elsewhere in the Chicagoland area?  Contact me today.  I'll put my 40+ years of Mortgage experience hard to work on your behalf.
     I can be easily found at:

Gene Mundt
Mortgage Originator  -  NMLS #216987  -  IL Lic. 031.0006220  -  WI Lic. #216987

American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280
eFax:  815.524.2281
Cell/Text:  708.921.6331

    Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Trulia Acct. of Gene Mundt, Mortgage Lender   Zillow Acct. of Gene Mundt, Mortgage Lender    Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 
Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI. 

Your Referrals are Always Appreciated and Welcomed!










Popular posts from this blog

Love Your New Construction .. But Educate Yourself About Future Tax Bills

Love Your New Construction ... But Educate Yourself About Future Tax Bills

*I want to preface this article by saying it's geography specific to the Chicagoland Area and its collar counties ...

So you've opted for building or buying a newly constructed home ... 

You've decided you'll invest most, or all, of your savings to cover Down Payment and Closing Costs.After all, it's a new home, you hopefully won't need money for repairs or improvements for quite a while, right?  

Plus:  The property taxes for your newly constructed home will initially be lower, as they'll be based upon the vacant lot on which your new home is built.  (The new home wasn't completed yet for the previous tax year's bill.) 

But how does this affectyour future tax bill and the tax portion of your monthly mortgage escrow payment?

When obtaining financing:  During your first year of a new construction occupancy, the real estate tax portion of your escrow account is based upon the last av…

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...

“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.