Act Proactively! Be Prepared! Gather & Keep this Documentation & Info for Future Mortgage Application

Act Proactively!  Be Prepared! 

Gather & Keep this Documentation & Info

for Future Mortgage Application

There is typically one bit of knowledge that the

overwhelming majority of home buyers already know when

they contact me for a mortgage ...  

They know they'll need to provide "a boatload" of information

and documentation to get their mortgage ball rolling.

  

What exactly does "a

boatload" entail?  

Well, they're not sure 

about that.

And that's certainly

understandable.  

Until you've actually 

gone through the 

process of pre-

qualifying and applying for a mortgage, there's typically no 

exposure to or need for that having that kind of information.

But if you're someone that:

• Already KNOWS you want to buy
• Are dreaming about homes online, etc.
• Are actively looking at homes
• Think you might want to buy, but at some point in the future 

Well, that changes things ... 

If you find yourself in one of the situations mentioned

above, there's good reason and cause to know and learn

more about mortgage financing and what will be required of

you at that time.  There's plenty of reasons to take proactive

action. 

While the number of documents most often needed by a

lender isn't as bad as the "boatload myth" would have you 

think, it's just plain smart to educate, organize, and prepare 

yourself for reality.  That preparation will pay off for you big 

time during your application and process ahead. 

While good recordkeeping and organizational skills

always pay big dividends, they take on special 

importance when it comes to mortgage application and 

processing.  Having taken the time and proactive measures 

to retain the proper records and information required by a 

lender pays off immensely, as it helps you navigate your 

future mortgage process more quickly and easily ... and

lower the stress you feel during that time.   

So ...

• What documents, records, and information will you need for pre-qualification and mortgage application should/when you decide to buy a home? 
• What records and documents should you proactively be keeping organized and handy now until you need them later? 

I've created a video (below) that shows those things that

are typically required by lenders during pre-qualification

ormortgage application. 

Just click to get started ...  

After watching, download this video for easy

reference and referral in the future.  This and other 

info may also be found by visiting my website and clicking 

on Mortgage Checklist.

Remember to Contact Me should you have any questions or

be in need of mortgage assistance ...

*  Should you be thinking of

Buying or Refinancing a 

home or Investment 

Property in New Lenox, Will 

County or elsewhere in the 

Chicagoland - IL - WI region, please contact me. 

I'll be happy to hear from you and put my 40+ years of mortgage experience and expertise to work on your behalf.
     I'm easily found at:

Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL Lic. 031.0006220  -  WI #216987

 

American Portfolio Mortgage Corp.

NMLS #175656

 

 

Direct:   815.544.2280

Cell/Text:  708.921.6331

gmundt@goapmc.com

www.genemundt.com

eFax:   815.544.2281     

          

       

Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in
Chicago and the greater Chicagoland region, including:
The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Lockport, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI.  

Your Referrals & Testimonials are Greatly Appreciated!