Putting Together Your Fantasy Team
Years ago, I took part in a few Fantasy Football Leagues. And yes, I said a few ...
Admittedly, I'm a sports fanatic. Just ask my wife. I played basketball, football, and baseball in high school. Participated in softball, basketball, and golf leagues afterward for years. (Yep, that's me in the pic, #40 for the Lincoln-Way Knights.)Marilyn and I dated to the glow of a radio receiver tuned to the Chicago Blackhawks. I took her to a hockey game on our honeymoon. We celebrated our 25th anniversary at the Masters. Having only sons, our family vacations were known as "Stadium Tours".
I'll also cop to being a bit of a "stat" and detail nerd. So participating in a Fantasy Football League scratched a lot of itches for me. Yep, Marilyn's a very understanding and patient woman.
I found all the drafting and trading of football players fun. I really liked doing the homework on teams, players, statistics. Don't even begin with the competition with friends and co-workers. It got my blood pumping. It was all done good-naturedly, but it did get pretty fierce at times.
Evidently, I'm not alone. The Fantasy Sports Trade Association reports that approximately 56.8 million people played in some sports Fantasy League last year. Consider these statistics too:
- Over 80% of Fantasy League players say they are likely to continue to play for at least another decade
- More than 40% say they play for the rest of their life
- 40% of Fantasy players participate in more than one Fantasy league
Well, I see some parallels between drafting and playing a Fantasy Sports Team and drafting/working with a Fantasy Home Buying Team. I'm sure you're not surprised.
But how? Think about it ...
- What's the athlete's conversion rate?
- How often were they intercepted, etc?
- What's their win-loss record?
- Are their injuries that would keep them from playing or performing their best?
- What results can you expect? Is the athlete a Hall of Fame-level player?
I hold that the same amount of time and level of effort should be given to the research and search for home buying and financing professionals. Many of the questions should be one and the same. They must ask:
- What's the LO's or agent's conversion rate? What percentage of their clients get to the closing table successfully?
- What percentage of transactions close on time?
- What's their win-loss record?
- What's their reputation? What do past clients say about their services?
- How does the LO/agent compare against others? How do they perform? How fast or healthy are their response times?
- What effort do they make during "crunch" time? Do they show up or fade at crucial times?
All I'm saying is, whether it's a Fantasy Sports League or dedicating time to competitive shows like "The Voice" or "Dancing With the Stars", you're often making comparisons or vetting participants. You should do much the same when choosing your real estate and mortgage professionals. Devote some time and put some thought into it.
Draft yourself a winning "team" while financing or buying your home ...
If thinking about buying or refinancing a home in the New Lenox - Will County/Chicagoland region, Illinois and Wisconsin ... contact me at the site - numbers on my jersey:
815.524.2280
708.921.6331
Fax: 815.524.2281
Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:
Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago
and the greater Chicagoland region, including:
The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena,
Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook,
Romeoville, Naperville, etc.), DuPage County, the City of Chicago,
Cook County, and elsewhere within IL & WI.
Your Referrals are Greatly Appreciated and Welcomed!
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