Skip to main content

How Prepared are You?

How Prepared are You?

     The question above is a timely one.  We're entering Tornado Season again in the Chicagoland area ...

     Do you know ...
  • In an average year, 1200 tornadoes are reported?
  • That a tornado has the capability to lift 20-tons?
  • The winds of a tornado are clocked at 200+ mph?
  • That those winds can drive a blade of grass through walls, lumber, and more?
  • That the months of April, May, and June typically have the highest number of tornadoes reported each year?
  • That the majority of tornadoes occur between the hours of 3 pm and 9 pm? (But can occur 24 hours of the day)
  • On average, tornadoes claim the life of 80 people per year?
  • That the National Weather Service in Chicago rated 2015's Tornado Season the most active since recording started in 1950?

     All reasons to take tornadoes seriously and to take measures to protect yourself. 

     There are 2 weather alerts typically broadcast when conditions are in play for tornadoes to form, those being a Tornado Watch ... and a Tornado Warning.  

     Here's the difference, as described by the National Weather Service: 
 A Tornado Watch:   Is issued by the NOAA Storm Prediction Center  meteorologists. 

     A Watch is issued when atmospheric conditions are favorable for the development of severe thunderstorms capable of producing tornadoes.

     A Tornado Warning:   Is issued by your local NOAA National Weather Service Forecast Office meteorologists.  This means a tornado has been reported by spotters or indicated by radar and there is a serious threat to life and property to those in the path of the tornado.

     A Warning is issued when a severe thunderstorm has developed and has either produced a tornado or radar has indicated intense low-level rotation in the presence of atmospheric conditions conducive to tornado development. 

     To prepare/protect yourself in the event of a tornado or tornado conditions, it's wise to put some precautionary safety measures into place beforehand.  

     Prepare yourself an emergency kit.  The kit should contain:   

  • Battery-powered radio
  • Flashlight 
  • Extra batteries for the flashlight and radio
  • Water (1 gallon/per person/per day)
  • Canned or Dried Food (3-day supply)
  • A manual can opener
  • First-Aid Kit
  • Any medications needed (prescription and over-the-counter)    

     Store important documents in a fire and water-proof safe or safety box.  Documents should include:

  • Social Security Card(s)
  • Birth Certificates
  • Ownership papers for your car, etc.
  • A copy of your Will
  • Insurance Policies (all kinds)
  • A Household Inventory, including serial numbers, photographs/video of your contents from each room
  • Photos of valuable items

     What to do if a Tornado Warning is issued for your area:

  • Listen to your local news/weather channel.  Stay informed
  • Put shoes on
  • Secure loose outdoor items (Lawn furniture, potted/hanging plants, trash cans, etc.)
  • Do NOT open the windows of your home
  • Put your garage door down
  • Choose your "safe room" (Basement, storm cellar, interior room with NO windows)

     What to do DURING a Tornado:    

  • Seek shelter
  • Don't forget to gather your pets
  • If no basement/cellar shelter is available, head to the lowest level/most interior portion of the building.     
  • Stay away from windows
  • If no building is available, get into your vehicle.  Drive to the closest shelter.  (Keep in mind that tornadoes typically travel from southwest to northeast ... or west to east.  Drive in a right angle from the storm)
  • If driving, look for a ditch or piece of land lower than the level of the road. Get out of the car and lie face-down there
  • If you can't drive elsewhere, stay in the car with a seatbelt on. Put your head down.  Cover yourself with a jacket/blanket, etc. if possible, or cover yourself with your hands 

     After the tornado has passed:     

  • Check for injuries/injured
  • Let your family and friends know you are safe
  • Check on others' safety
  • Keep pets with you, under control
  • Stay out and away from damaged buildings.  (Risks of electrocution, fires, or explosions exist)
  • Watch where you walk.  (Exposed nails, broken glass, etc. can be everywhere)
  • Do NOT light candles.  Use battery-powered items only
  • Do NOT go near downed power lines/broken gas lines
  • Report outages to utility companies
  • If possible, take pictures of the damages sustained for insurance claims made later
  • Clean-up, but take precautions with flammable and hazardous liquids, etc.  Wear gloves.
  • Cooperate with public/community safety officials
     Preparation ... and practice of safety precautions prior to a tornado occurring are the most effective measures to be taken in regards to tornadoes and their aftermath.  Do both now.  

     Don't wait ...

     *  Hoping to Buy or Refinance a home in Chicago or elsewhere in the Chicagoland area?  Contact me!  I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.
     I'm easily found at:

Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI Licensed #216987
American Portfolio Mortgage Corp.

NMLS #175656

Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281

 Get a Quote NOW!

 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   
 Trulia Acct. of Gene Mundt, Mortgage Lender    Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI

Referrals are Welcomed!


Popular posts from this blog

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...

“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.


Paper or Paperless billing? Which serves YOUR needs best?

Paper or Paperless billing?  Which serves YOUR needs best?

These days, companies are under pressure to go "green" and become more environmentally friendly.  As a result, an increasing number of businesses are offering their customers a paperless option with which to receive and pay their bills. 

There are obviously many positives to be found within these paperless services:

Trees are saved  Reduced postage costs  Less paper documentation to organize or save/storePossible rewards for switching to paperlessPayments can often be made/posted same-dayAutomated payments can be set-upMore
But I can tell you from my vantage point as a Chicagoland/IL/WI Mortgage Originator, there are also negatives to be found within paperless methods.  For some of my mortgage clients, the choice of going "paperless" just hasn't worked well.

 For some, an email or text reminder regarding payment of bills has not been enough. They NEED a paper billing to arrive in their mail. 

Their paper bil…