Skip to main content

Gene Mundt, Mortgage Lender's "Mortgage, Real Estate, and Credit News" - August 21, 2014

http://www.genemundt.com


Here's this week's news, info, and timely articles I thought you'd find of interest and benefit now and in the future ...

Should you have specific topics and questions you'd like covered and addressed in my future blasts, please let me know.  Your suggestions and input are always appreciated.
 
 
Erasing data isn't enough to prevent identity theft when recycling gadgets ...

If you’re selling, recycling, or otherwise getting rid of an old smart phone or tablet and think simply deleting your data is enough, you could be exposing yourself to identify theft and other violations of your privacy.   (MORE ...)


Fall is a great time to transplant and plant perennials.  If you're thinking of making these improvements and additions to your home's landscaping, here are some suggestions of perennials to consider:

Power Perennials: Plants that Thrive No Matter What ...

Add some flower power to your garden this year with any of these tough-as-nails perennial bloomers.


Quiz: What Kind of Pet Is Right for Your Family?
 
Are you thinking about adding a pet to your family? Click on the link below to take our quiz and find out which type of pet might be best!

 
 
Looking for ideas for improvements that will help increase the value and enjoyment of your home?  Here's 5 articles filled with suggestions, tips, and "how-to's" that will help you accomplish your goals ...
 




Tips for Installing a Television Over a Fireplace





And for those thinking about becoming first-time or "move-up" homebuyers ...

Can You Still Get a Good Deal on a Home?

The seesawing housing market continues to defy economists and expectations.  Pending home sales dipped in June after a string of strong months, catching many by surprise. Mortgage rates are sinking back down near historic lows.  (If in the Chicagoland area, Contact Me, Gene Mundt - Mortgage Lender, for the latest interest rates.)

Home prices are on the rise, but inventory is still tight in some communities. In short, it’s a tough time to talk trends and forecasts. But prospective homebuyers care a lot less about predictions than the picture on the ground. Despite the uncertainty, it’s still possible for the right buyer to land a good deal on a home this summer.  (MORE ...)
 

Hope you'll keep me in mind should you have friends, family, and co-workers in need of mortgage answers and service in the greater Chicagoland area ... or if I can assist with a referral to one of our area's best real estate professionals.  I'd consider it an honor to assist them (and you) with your needs.

Gene

Contact:

Gene Mundt
Mortgage Lender  -  NMLS #216987  -  IL Lic.# 031.0006220

American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280
Cell/Text:  708.921.6331
eFax:  815.524.2281

Click HERE for a FREE Mortgage Quote!
 
 
 Twitter Account of Gene Mundt, Mortgage Lender   LinkedIn Account of Gene Mundt, Mortgage Lender   Facebook Acct. of Gene Mundt, Mortgage Lender   Pinterest Acct. of Gene Mundt, Mortgage Lender   Digg Acct. of Gene Mundt, Mortgage Lender
 Trulia Acct. of Gene Mundt, Mortgage Lender   Zillow Acct. of Gene Mundt, Mortgage Lender   Lender411 Acct. of Gene Mundt, Mortgage Lender   Klout Acct. of Gene Mundt, Mortgage Lender    Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 
Gene Mundt, Mortgage Lender, a Lender with 36 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL. 
 

 

Comments

Popular posts from this blog

Love Your New Construction .. But Educate Yourself About Future Tax Bills

Love Your New Construction ... But Educate Yourself About Future Tax Bills

*I want to preface this article by saying it's geography specific to the Chicagoland Area and its collar counties ...


So you've opted for building or buying a newly constructed home ... 

You've decided you'll invest most, or all, of your savings to cover Down Payment and Closing Costs.After all, it's a new home, you hopefully won't need money for repairs or improvements for quite a while, right?  

Plus:  The property taxes for your newly constructed home will initially be lower, as they'll be based upon the vacant lot on which your new home is built.  (The new home wasn't completed yet for the previous tax year's bill.) 

But how does this affectyour future tax bill and the tax portion of your monthly mortgage escrow payment?

When obtaining financing:  During your first year of a new construction occupancy, the real estate tax portion of your escrow account is based upon the last av…

Property Addresses: Gettin' Down to the Nitty Gritty

Property Addresses:   Gettin' Down to the Nitty Gritty

Take just a second and read through the following statements ...


“The devil is in the details” 
... "in life, it is often the tiny details that end up 
being the most important"

"Get Down To The Nitty Gritty"

“Little details have special talents in 
creating big problems!” 

“Sweat the details”

"Success is the sum of details"

Details ...Details ... it's all about the details ...
     And I'll admit it, I'm a bit of a nerd about them.  My whole family is.  Details, the intricacies, the little things ... they matter to us.
When I was growing up, a typical conversation (and argument) between my brothers and myself at the dinner table or in the backyard centered around "details".  It didn't matter what the topic was, it was the minor differences ... the details about the topic ... that we argued about.  I'm sure we drove our parents crazy.  
Sports statistics and games ... minutiae rega…

Ready for Fall? It's Arriving Soon

Ready for Fall?  It's Arriving Soon

Friend ...

Maybe it's because football season has started. Maybe it's the kids being back in school. Or because the night air is cooler. But a sense of Fall has arrived here in Chicagoland ...

The Fall Season brings changes with it. Changes in temperatures. Changes to the clothing we wear. Our focus seems to shift with the coming of shorter days, falling leaves, and crisp air.

Fall can be the perfect time to do a multitude of things. You can prep your home for the upcoming winter weather ... or for Fall listing and sale. 

But whether you're moving on or staying put, Fall is a great time to declutter and organize your home inside and out ... and your finances too.

I've googled like crazy to find interesting articles filled with Fall info, ideas, tips, and photos. Articles that will help you usher the Fall Season in at your house. I hope you enjoy reading the articles offered below and that they inspire you to make any needed changes.

Rem…