Just Like Your Underwear: Credit Needs to be Freshened-Up, Scrubbed, Updated, Fluffed & Changed

Just Like Your Underwear: 
Credit Needs to be Freshened-Up, 
Scrubbed, Updated, Fluffed & Changed 

     Everything needs to be "freshened up" once in a while ...  

     It needs to be given a trim.  Updated.  Fluffed.  Scrubbed-up.  Changed or re-arranged.

     Credit's no different.  

     But stop and think about it.  When was the last time you took a good hard look at your credit situation, your credit cards, or Credit Report?  

     Over a year?  Two?  More?

     Truth is, what worked for you credit-wise in the past, may not be serving your overall financial good now ...  
  •  Interest Rates on your credit cards may have risen 
  •  Promotional rates may have fallen off 
  •  Rewards that initially drew you to a specific card, may have lapsed. 
  •  The credit card company may have updated or dropped the benefits you liked from your card 
     It happens all the time ... 

     And your mortgage rate?  The one you might have thought you were tied to forever?  It may actually deserve a second look.  Interest rates are still unbelievably low.  New Mortgage Programs exist that may have opened-up options for you.  
     The airwaves, social media, and news are full of stories that tell of new security breaches. Passwords to banking accounts and websites need to be changed one more time.  We hear of it so frequently, that it's begun to take on the air of "common occurrence".  

https://1609956119.secure-loancenter.com/FreeConsult.aspx     But it's not ...

     Your credit and Credit Report are always a "work in progress".  If you haven't checked your credit and Report out in the past 12 months, it's time to now.  

     You can easily accomplish this on your own.  Just head to: 

and request your FREE Credit Report.

     If you want to find out what options exist for you to become a step-up home buyer, or to discover if Refinancing your present mortgage is an option ... in the Chicago area, contact me.  Together we'll run the numbers to find the opportunities that currently exist for you.  

     And if we find your credit and credit scores need improvement, we'll "freshened them up", give 'em a trim, fluff, scrub, change or re-arrange them so they're the best they can be as you head into your financing and the future ...

 Questions? Let's Talk Today!

     *  Hoping to Buy or Refinance a Home in the New Lenox - Chicagoland area?  Contact Me!  I'll get you the facts, info, and figures you need to make the best home buying and mortgage financing decisions for you and your future.
     I'm easily found at:

Gene Mundt
Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI License #216987

American Portfolio Mortgage Corp.
NMLS #175656

Direct:  815.524.2280

Cell/Text:  708.921.6331

eFax:  815.524.2281

Contact Me Now!

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         Gene's Chicagoland Blog/Gene Mundt, Mortgage Lender 

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI

Your Referrals are Greatly Appreciated!





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