Will County Pumpkin Patches & Farms - 2022

 

    Will County Pumpkin Patches & Farms - 2022

Fall 2022 has arrived!  How do I know?

Pumpkin farms and patches are opening all across Will County and are ready to host a wide variety of fall activities, fun, and pumpkins for their visitors.

Whether you're hoping to visit a pumpkin farm, or pumpkin patch, take in a fall festival, a corn maze, a haunted house, a petting zoo, or see an army of scarecrows, spooky ghosts, witches, or goblins ... Will County has the perfect venue and activities for you.  

Our area is lucky to have a large variety of fantastic working farms, venues, and pumpkin patches offering spectacular opportunities to enjoy all those things.  

Below I've listed the names of Will County's pumpkin farms and pumpkin patches open this Fall 2022.  I hope the information proves to be beneficial for you, your family, and friends ... and that you have a chance to get out and enjoy nature and Fall all across our County.

2022 Will County 

Pumpkin Farms & Patches 

Puckerville Farms

Opens Now through October 31st

13332 Bell Road, Lemont, IL

No Admission Fee - Accepts All Major Credit Cards

Pumpkins, haybales, cornstalks, more

More Info: puckervillefarms.webs.com 

Johansen Farms Petting Zoo
Open Now through October 31st

Admission Charged

710 Boughton Rd., Bolingbrook, IL

More Info: www.johansenfarms.com

Konow's Corn Maze

Open Now to October October 30th

Admission Charged

16849 So. Cedar Rd., Homer Glen, IL

More Info:  www.konowscornmaze.com

Siegel's Cottonwood/Pumpkin Farm

Opening Day September 24th thru October 31st

Admission Charged

17250 So. Weber Rd., Crest Hill, IL

More Info:  ourpumpkinfarm.com

Bengston's Pumpkin Farm

Open Now thru October 30th

Cashless venue!

Hours/Calendar/Cost

13341 W. 151st St., Homer Glen, IL

www.pumpkinfarm.com

Heap's Giant Pumpkin Farm

Open Now thru October 31st

Map:  8 Miles West of I-55 on US Rte. 52, Minooka, IL

Admission Charged for activities, maze, etc.

(Admission is NOT Required for the following: Pre-picked Pumpkins, Gourds & Squash
Mums & Plants, Indian Corn, Corn Stalks, Straw, General Store, Concession Stand)

More Info: (815) 475-7373 or heapsgiantpumpkinfarm.com

Dollinger's Pumpkin Farm

 Open Now thru Oct. 30th

Tickets Needed for Corn Maze, Face Painting, Train, etc.

7420 E. Hansel Rd., Channahon, IL

More Info: 815.467.6766 or 

dollingerfarms.com/pumpkin-farm

Windmill Acres
Opening September 24th thru 

Admission Charged for Wristband Activities 

3361 E. Brunswick Rd., Beecher, IL

Info: 708.278.2870 or www.windmillacres.com

Settlers Pond Pumpkin Patch
Opens October 1st thru Halloween

Admission Charged: $10/Kids Wristband, $10/Adults

1301 E. Offner Road, Beecher, IL

More Info: (708) 663-8103 or settlerspondshelter.com

Bronkberry Farms

Open Now for the Season 

Fall Fest: OCTOBER 8th & 9th (Admission Free)

18061 S Bronk Rd., Plainfield, IL

More Info:  815.436.6967 or Bronkberry Farms

Crosswind Farms

Open: Thursdays - Fridays - Saturdays - Sundays

Accepted Payment: Cash - Credit - Debit

Pumpkins are pre-picked & priced for your convenience

Other Products Sold:  Here

14435 W. Manhattan-Monee Rd., Manhattan, IL

More Info:  crosswindfarms.net

Tom & Zach's Pumpkin Patch

1575 W. Bruce Rd., Lockport, IL

Open Now thru Halloween

No Admission Fee

Pumpkins are $1 to $7.  Orange & white pumpkins available. Small straw bales $5, large $8, Corn stalks $4

Cash only for purchases

Info: 815.838.6816 - tomandzachspumpkinpatch.tripod.com

Remember:  Verify dates, hours, and info prior to visiting these Will County Pumpkin Farms and Patches, just in case of last-minute changes or inclement weather.  

Enjoy!

Are you hoping to Construct, Buy, Refinance or Purchase a home or investment property in Chicagoland or somewhere else in Illinois or Wisconsin?

Looking for mortgage financing answers, options, solutions, and experienced assistance?  
Contact me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator -NMLS #216987 - IL Lic. 031.0006220 - WI License #216987

American Portfolio Mortgage Corp

NMLS #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

   

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort,

Mokena, Manhattan, Frankfort Square, Joliet, Shorewood, Elwood, Lockport, Wilmington, Crest Hill, Symerton, Braidwood, Channahon, University Park, Beecher, Plainfield, Bolingbrook, Romeoville, Tinley Park, Homer Glen, Crete, Peotone, Naperville, etc.), DuPage County, Kane County, Grundy County, the City of Chicago, Cook County, and elsewhere within IL & WI.

#WillCountyCommunities #PreApproval #mortgageconsultation #positioning #housingmarket #mortgageapplication #InterestRates #homebuying #refinancing #homeloans #talkwithalender #stoprenting #newconstruction #securerate #househunting #mortgage #ratelock

#GeneMundt #NewLenoxMortgageLender #ChicagolandMortgageLender #NewLenoxRealEstate #MokenaRealEstate #mortgageexpert

#FrankfortRealEstate #LincolnWayHighSchoolDistrict #LincolnWayHighSchoolCommunities #howmuchhomecanIbuy 

#whatinterestratecanIget #timing #mortgageexpert #moneytalk #homeloansmadesimple #experiencecounts 

#homebuilding  #askquestions #housegoals #VAloans #home #homeloanpro #JolietMortgageLender #WillCountyMortgageLender #DuPageCountyMortgageLender #GrundyCountyMortgageLender #ChicagoHomeLoans #mortgageinfo #newconstructionloans #endloans #credit #creditreport #40YearsOfExperience #WisconsinMortgageLender #ChicagoMortgageLender #FHAloans #condoloans #investmentproperty #mortgageconsultation #LincolnWayAreaMortgageLender #personalfinance #mortgageprocess #homebuyingprocess #housingmarket 

#FHA #condominiums #FHACondoFinancing #investmentproperty #WillCounty #WillCountyPumpkinFarms #WillCountyPumpkinPatches

#WillCountyFallVenues #WillCountyFallFamilyActivities #UPickFarms #pumpkins #cornstalks 

Financing for Condominiums VS Single-Family Residences

 

Financing for Condominiums 

VS Single-Family Residences

Everyone can agree ...

Condominiums are "different" from single-family residences (detached, or an attached duplex) in many ways.  

But they share commonalities as well, such as:

• Both Condominiums and single-family residences can be owned, not just rented or leased
• Financing options are similar for both types of property:
• VA Loan:  0% Down (Has an "Approved List" of Condo Associations)
• FHA Loan:  3.5% Down (Like VA, has its own "Approved List", but also allows for "Single-Unit Approvals)
• Conventional:  3% Down or more (Are available on a case-by-case basis) 
• VA and FHA Condominium interest rates are essentially the same as those for a single-family home 
• Conventional Loans' interest rates could be slightly higher ... when putting down less than 25% of the purchase price
• Credit Score requirements to buy or finance a Condominium remain the same as those for a single-family residential borrower

But there are some real differences between the two when buying and financing.  Differences that can matter ... and Borrowers are often caught off-guard when they learn of them.  

Some of those differences are:

• Lenders typically require more documentation for Condominium financing  
• The financial status of the Condominium Homeowner Association (HOA) must be verified via a Condominium Association Questionnaire. The Condominium Association budget and HOA dues/fees must also be verified  
• Lenders typically require a copy of the Condominium Declaration and By-Laws (the Association's internal rules)
• Borrowers, whether resident or investor, must pay a fee  normally charged by the Association or management company to provide this required information (prior to closing).  
• The one time upfront fee, set by the Association or management company, is typically in the $100 to $250 range
• If the borrower will not be living in the Condomnium (buying as an investment to rent) the Association's Declarations and By-Laws must allow for Rental Occupancy
• Interest rates are higher for Condominium investors, as are down payment requirements (20% down possible, but ideally 25% down payment for Condominiums)  

The bottomline is this:  If buying a Condominium (or refinancing) and seeking a Loan Approval for it, the financial "health" of the Condominium Association and the information and answers provided by them or their designated management company will determine much.  

Ask questions!  And make sure to choose and work with a lender (and agent) that is informed and experienced conducting Condominium financing and well-versed in the differences between property types and how to get them closed efficiently and successfully. 

Are you hoping to Construct, Buy, Refinance or Purchase a home or investment property in Chicagoland or somewhere else in Illinois or Wisconsin?

Looking for mortgage financing answers, options, solutions, and experienced assistance?  
Contact me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator -NMLS #216987 - IL Lic. 031.0006220 - WI License #216987

American Portfolio Mortgage Corp

NMLS #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

   

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort,

Mokena, Manhattan, Frankfort Square, Joliet, Shorewood, Elwood, Lockport, Wilmington, Crest Hill, Symerton, Braidwood, Channahon, University Park, Beecher, Plainfield, Bolingbrook, Romeoville, Tinley Park, Homer Glen, Crete, Peotone, Naperville, etc.), DuPage County, Kane County, Grundy County, the City of Chicago, Cook County, and elsewhere within IL & WI.

#WillCountyCommunities #PreApproval #mortgageconsultation #positioning #housingmarket #mortgageapplication #InterestRates #homebuying #refinancing #homeloans #talkwithalender #stoprenting #newconstruction #securerate #househunting #mortgage #ratelock

#GeneMundt #NewLenoxMortgageLender #ChicagolandMortgageLender #NewLenoxRealEstate #MokenaRealEstate #mortgageexpert

#FrankfortRealEstate #LincolnWayHighSchoolDistrict #LincolnWayHighSchoolCommunities #howmuchhomecanIbuy 

#whatinterestratecanIget #timing #mortgageexpert #moneytalk #homeloansmadesimple #experiencecounts 

#homebuilding  #askquestions #housegoals #VAloans #home #homeloanpro #JolietMortgageLender #WillCountyMortgageLender #DuPageCountyMortgageLender #GrundyCountyMortgageLender #ChicagoHomeLoans #mortgageinfo #newconstructionloans #endloans #credit #creditreport #40YearsOfExperience #WisconsinMortgageLender #ChicagoMortgageLender #FHAloans #condoloans #investmentproperty #mortgageconsultation #LincolnWayAreaMortgageLender #personalfinance #mortgageprocess #homebuyingprocess #housingmarket 

#FHA #condominiums #FHACondoFinancing #investmentproperty #condominiumassociation #CondoManagementCompany #DeclarationsAndByLaws #CondominiumAssociationQuestionnaire 

#HOA #HOADues #HOAFees

  

   

              

 

New FHA Income Guidelines Deliver Approvals for Borrowers Facing COVID-19 Related Income Events

New FHA Income Guidelines Deliver Approvals for Borrowers Facing Covid-19 Related Income Events

July 2022 has seen some pretty advantageous changes taking place for FHA (Federal Housing Administration) borrowers ... 

These changes, effective July 7th, 2022 and mandatory for all case assignments as of September 5th, 2022, could prove to be game-changers for qualified FHA mortgage applicants who previously experienced a loss of income due to the COVID-19 pandemic or employment gaps.

But while it's true that COVID-19 may have precipitated or kickstarted some of these changes, it was not the sole motivator.  

It's no secret that the current housing market is facing challenges and has slowed down. FHA, as well as other government agencies, are looking for ways to meet those challenges and others head-on.  

These newly-made FHA changes are much needed and go a long way to accomplishing just that.  They come at a pivotal time for the American housing market.  

Why?  

There is strong evidence that COVID-19 took a real toll on our economy.  Many Americans suffered what is called a "COVID-19-related economic event".  

A "COVID-19-related economic event is defined as:

 "A temporary loss of employment, temporary reduction of income, or temporary reduction of hours worked during the Presidential declared COVID-19 National Emergency".

These types of economic events "trickle down".  They cause employment and income issues for households, hopeful homebuyers, and those wishing to refinance.  

Again why?  

Employment and income greatly impact the type of financing options available to borrowers.  In some cases, it can affect if financing options are available to them. 

These new changes address that reality and meet it head-on. The July 7th FHA changes directly speak to the following FHA underwriting guidelines:

• Commission Income
• Part-Time Employment
• Overtime/Bonus/Tip Income
• Gaps in Employment
• Primary Employment
• Employment by Family-owned Business
• Self-Employment Income
• Gaps in Self-Employment Income

The changes made to FHA income guidelines allow for greater underwriting flexibility when conducted in the FHA TOTAL (Technology Open To Approved Lenders) Mortgage Scorecard as well as manual underwriting.

Positive changes have been made to what is calculated as effective income and how effective income is now calculated.  

So if you're hoping to:

• Buy a home 
• Refinance a home
• Have not recently spoken with a lender
• Were denied mortgage approval under old guidelines 

Contact a mortgage lender and inquire again.  

The changes referred to above, as well as other recent changes made and those coming in the future, may deliver a different outcome should you newly apply for a mortgage.

Contact me now to find out more ...

Are you hoping to Construct, Buy, Refinance or Purchase a home or investment property in Chicagoland or somewhere else in Illinois or Wisconsin?

Looking for mortgage financing answers, options, solutions, and experienced assistance?  
Contact me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator -NMLS #216987 - IL Lic. 031.0006220 - WI License #216987

American Portfolio Mortgage Corp

NMLS #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

   

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort,

Mokena, Manhattan, Frankfort Square, Joliet, Shorewood, Elwood, Lockport, Wilmington, Crest Hill, Symerton, Braidwood, Channahon, University Park, Beecher, Plainfield, Bolingbrook, Romeoville, Tinley Park, Homer Glen, Crete, Peotone, Naperville, etc.), DuPage County, Kane County, Grundy County, the City of Chicago, Cook County, and elsewhere within IL & WI.

#WillCountyCommunities #PreApproval #mortgageconsultation #positioning #housingmarket #mortgageapplication #InterestRates #homebuying #refinancing #homeloans #talkwithalender #stoprenting #newconstruction #securerate #househunting #mortgage #ratelock

#GeneMundt #NewLenoxMortgageLender #ChicagolandMortgageLender #NewLenoxRealEstate #MokenaRealEstate #mortgageexpert

#FrankfortRealEstate #LincolnWayHighSchoolDistrict #LincolnWayHighSchoolCommunities #howmuchhomecanIbuy 

#whatinterestratecanIget #timing #mortgageexpert #moneytalk #homeloansmadesimple #experiencecounts 

#homebuilding  #askquestions #housegoals #VAloans #home #homeloanpro #JolietMortgageLender #WillCountyMortgageLender #DuPageCountyMortgageLender #GrundyCountyMortgageLender #ChicagoHomeLoans #mortgageinfo #newconstructionloans #endloans #credit #creditreport #40YearsOfExperience #WisconsinMortgageLender #ChicagoMortgageLender #FHAloans #condoloans #investmentproperty #mortgageconsultation #LincolnWayAreaMortgageLender #personalfinance #mortgageprocess #homebuyingprocess #housingmarket 

#FHA #FHAJuly2022Changes #COVIDRelatedEconomicEvent #COVID19 

 

2022 - 4th of July Fireworks in Will County

2022 - 4th of July Fireworks 

in Will County

All across Will County, streets will be filled with marching bands and parks and venues will be hosting all kinds of celebrations during the upcoming 4th of July holiday weekend.

If fireworks are a "must-see", you're in luck too ...  

Many Will County, IL communities will once again be hosting firework celebrations.  If at all possible, take this opportunity to visit one (or many) of our fantastic Will County communities with your family and friends over this holiday.  

Celebrate our many freedoms, our Country's rich history, and its' many wonderful accomplishments ... and enjoy the spectacular firework shows and displays.

*  Please Note:  Due to pandemic surges and fire safety concerns, counties or cities may adjust or cancel events at the last minute, so double-check with organizers prior to heading out to events. 

 
Will County Communities Holding Fireworks

Beecher:  

What:  4th of July Fireworks
Where:  Firemen’s Park, 673 Penfield Street, Beecher

When:  Monday, July 4th, @ 9:30 pm 

Channahon: 

What: Channahon Fireworks

Where:  Channahon's Community Park, 23304 West McClintock Road

When:  Sunday, July 3rd, Dusk to 10 pm  

Firework show hosted by: Village of Channahon & Three Rivers Public Library  (This event is free)

Bolingbrook: 

What:  Bolingbrook Fireworks

Where:  Bolingbrook Golf Club, 2001 Rodeo Drive
When: Monday, July 4th.  Fireworks start @ approx. 9:15 pm

Note:  Fireworks can be also viewed from John F. Kennedy Middle School, Eichelberger Elementary School, & Plainfield East High School

Frankfort: 

What:  4th of July Celebration
Hosted by: Frankfort Park District 

Where:  Main Park, 200 S. Locust St., Frankfort

When:  Monday, July 4th.  Fireworks begin @ dusk 

Joliet: 

What:  2022 City of Joliet Fourth of July Fireworks

Where:  Joliet Junior College Main Campus, 1215 Houbolt Road, Joliet
When:  Monday, July 4th.  Gates Open @ 6 pm.  

Fireworks Show begins: Approx. 9:15-9:30 pm

Sponsored by: The City of Joliet & Joliet Junior College (JJC) 

Joliet: 

What: Fireworks 

Where: DuPage Medical Group Field, 1 Mayor Art Schultz Drive, Joliet  

When:  Sunday, July 3rd.  

Two extended fireworks shows after the Joliet Slammers game, starting at approximately 9:15 pm

Lockport: 

What: 4th of July Fireworks 
Where:  Dellwood Park, Route 171 & Woods Drive, Lockport
When:  Sunday, July 3rd.  Fireworks begin @ dusk

Mokena: 

What: Village of Mokena 4th of July Fireworks 

Where:  Held at Main Park, 10925 W. LaPorte Road. 

When:  Monday, July 4th.  Fireworks begin at dusk.  

(Admission is free for fireworks)

New Lenox: 

What:  4th of July Fireworks

Where:  New Lenox Commons, 145-199 Veterans Pkwy
When:  Monday, July 4th.  Fireworks begin at dusk (approx. 9:30 pm)

The Joliet American Legion Band will lead into the fireworks display with patriotic tunes. 

Plainfield: 

What: Fireworks Show 

Where:  Bott Community Park, 24550 W. Renwick Rd. & Plainfield Central High School, 24120 W. Fort Beggs Drive

When:  Sunday, July 3rd.  Fireworks begin around 9:15 pm

Romeoville: 

What: 3rd Of July Fireworks (Sunday)
Where: Lukancic Middle School, Volunteer Park & Discovery Park, Romeoville.
When:  Fireworks begin @ 9:30 pm
The Village will hold 3 fireworks shows to allow residents to view them from their homes. Choreographed music available on Star 96.7 FM radio

Tinley Park: 

What: Fourth of July fireworks
When: Monday, July 4th.  Fireworks begin @ 9:15 pm
Where: McCarthy Park, 16801 S. 80th Ave., Tinley Park

Wilmington: 

What: Let Freedom Rock Independence Day Fireworks
Where:  North Island Park 

When:  Friday, July 1st @ Dusk 

Hope you have a chance to attend many of the celebrations and fireworks being hosted in towns across Will County ... but no matter your plans and celebrations, fly the flag ... and enjoy a very safe and wonderful 4th of July 2022!

Are you hoping to Construct, Buy, Refinance or Purchase a home or investment property in Chicagoland or somewhere else in Illinois or Wisconsin?

Looking for mortgage financing answers, options, solutions, and experienced assistance?  
Contact me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator -NMLS #216987 - IL Lic. 031.0006220 - WI License #216987

American Portfolio Mortgage Corp

NMLS #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

   

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort,

Mokena, Manhattan, Frankfort Square, Joliet, Shorewood, Elwood, Lockport, Wilmington, Crest Hill, Symerton, Braidwood, Channahon, University Park, Beecher, Plainfield, Bolingbrook, Romeoville, Tinley Park, Homer Glen, Crete, Peotone, Naperville, etc.), DuPage County, Kane County, Grundy County, the City of Chicago, Cook County, and elsewhere within IL & WI.

#WillCountyCommunities #Fireworks #WillCounty2022Fireworks #familyactivities #4thOfJuly #FourthOfJuly 

#IndependenceDay  #ChicagolandFireworkShows #4thOfJulyFestivals #LincolnWayCommunitysFireworkShows 

#NewLenoxFireworks #MokenaFireworks #FrankfortFireworks #Manhattan4thOfJuly 

#PreApproval #mortgageconsultation #positioning #housingmarket #mortgageapplication #InterestRates #homebuying #refinancing 

#homeloans #talkwithalender #stoprenting #newconstruction #securerate #househunting #mortgage #ratelock

#GeneMundt #NewLenoxMortgageLender #ChicagolandMortgageLender #NewLenoxRealEstate #MokenaRealEstate #mortgageexpert

#FrankfortRealEstate #LincolnWayHighSchoolDistrict #LincolnWayHighSchoolCommunities #howmuchhomecanIbuy 

#whatinterestratecanIget #timing #mortgageexpert #moneytalk #homeloansmadesimple #experiencecounts 

#homebuilding #float #askquestions #housegoals #VAloans #home #homeloanpro #JolietMortgageLender #WillCountyMortgageLender #DuPageCountyMortgageLender #GrundyCountyMortgageLender #ChicagoHomeLoans #mortgageinfo #newconstructionloans #endloans #credit #creditreport #40YearsOfExperience #WisconsinMortgageLender #ChicagoMortgageLender #FHAloans #condoloans #investmentproperty #mortgageconsultation #LincolnWayAreaMortgageLender #personalfinance #mortgageprocess #homebuyingprocess #housingmarket