2017 - Will County 4th of July Fireworks

2017 - Will County 4th of July Fireworks

     

The skies across Will County will light up with fireworks, during the upcoming 4th of July weekend ...

There's a huge assortment of municipalities and groups hosting firework shows and spectaculars (sometimes as part of a community fest) throughout Will County. Below you'll find a handy list I've compiled of those shows. 

Take this opportunity along with your family and friends to celebrate our freedom, our Country's rich history, its people, and many wonderful accomplishments ...

Will County 4th of July Fireworks

Aurora Fireworks

Date: July 4th - Start: 9:35 pm
Where: RiverEdge Park - 360 N Broadway St., Aurora
Info

(Portions of Aurora are in Will County)  

Beecher Fireworks
Date:  July 4th  -  Start:  9:30 pm
Where:  Firemen's Park - 673 Penfield Street, Beecher

Info

Bolingbrook's 4th of July Fireworks

Date:  July 4th -  Start:  @ Dusk

Where:  Bolingbrook Golf Club

2001 Rodeo Dr., Bolingbrook

Info

Braidwood Summerfest - Fireworks

Date: July 16th - Start: Dusk
Where: Braidwood City Park - 245 W. 1st Street, Braidwood
Info

Channahon Independence Day Fireworks
Date: July 4th  -  Start: 9:15 pm
Where: Community Park 

23200 W. McClintock Rd., Channahon
Info

Frankfort Fourth of July
Date: July 4th - Start: Dusk/9 pm
Where: Main Park - 400 W. Nebraska Street, Frankfort
Info

Joliet Independence Day Celebrations
Date: July 1st - Start: Dusk
Where: Bicentennial Park - 201 W. Jefferson St., Joliet

Date: July 4th
Start: Dusk
Where: Joliet Memorial Stadium 

3000 W. Jefferson St., Joliet

Lemont Park District Freedom Days Fireworks
Date: July 3 -  When: Dusk
Where: Centennial Park - 16028 127th St, Lemont
Info

(Portions of Lemont are in Will County)

Lockport 4th of July Fireworks
Date: July 3rd  -  Start: 9:10 pm
Where: Dellwood Park -
18th & Lawrence Avenue, Lockport
Info

Mokena 4th of July Fireworks
Date: July 4th  -  Start: Dusk
Where: 10925 W. LaPorte Rd., Mokena
Info

Naperville 4th of July Fireworks
Date: July 3rd  -  Start: 9:30 pm
Where: Knoch Park - 724 S. West Street, Naperville
Info

New Lenox 4th of July 
Date: July 4th 
Start: 7 pm
Where: Village Commons - 
1 Veterans Pkwy, New Lenox
Info



Park Forest Independence Day Fireworks
Date: July 4th - Start: 9:15 pm
Where: Central Park - 410 Lakewood, Park Forest

Plainfield Fireworks
Date: July 3rd - Start: Dusk/9 pm
Where: Plainfield Central HS  

24120 W. Fort Beggs Drive, Plainfield
Info 

Village of Romeoville Fireworks
Date: July 3rd  -  Start: 9:15 pm
Where: Village Park - 900 W. Romeo Rd., Romeoville

Tinley Park Fireworks
Date: July 4th  -  Start: 9:15 pm
Where: McCarthy Park 

16801 W. 80th Avenue, Tinley Park
Info

Wilmington Independence Day Fireworks
Date: July 1st - Start: Dusk
Where: North Island Park, Wilmington
Info

Enjoy a Wonderful and Safe 4th of July! 

     

    

  

* Hoping to Buy or Refinance a home within Will County, IL?  Contact me today!  I'll put my 40+ years of mortgage experience and expertise hard to work on your behalf.
I can be easily found at:

Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI Lic. #216987

American Portfolio Mortgage Corp.

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281 

gmundt@goapmc.com

www.genemundt.com

             

       

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including: The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI. 

Referrals are Appreciated and Welcomed!      

           

Will County Taxes: Escrows, New Construction, Assessments

Will County Taxes: 

Escrows, New Construction, Assessments 

In Will County, Illinois ... Property taxes are paid to the Will County Treasurer twice a year ...  

The first installment of Real Estate taxes is typically due around the beginning of June and the second installment becomes due around the beginning of September. When paid, the installments cover the previous year's taxes due. 

Example:  The payment date for 2022 Will County taxes was June 1, 2023, for the 1st installment ... and the 2nd installment is due on September 1st, 2023.  (Will County taxes, like most IL Counties, are paid one year in arrears).

Escrow Accounts:  Many homeowners have an escrow account that includes their real estate taxes (Insurance, Mortgage Insurance, Flood Insurance, etc. may also be included in an escrow.)  As Borrowers make each monthly mortgage payment, they see their escrow account build.  

Will County Homeowners/Borrowers with escrow accounts are given notice by the County when taxes are due, but it's the Mortgage Lender that pays the tax bill installments out of the monies saved in their escrow account when the taxes come due.  This typically is a seamless process.

If you're a New Construction Homeowner and Borrower in Will County:  
It's important that you pay close attention to the topic of real estate taxes as those taxes "evolve".  

What do I mean?

In most cases:  The first tax bill a new construction homeowner receives from the County is figured on their home site (vacant property) alone and is minimal.  

But once the Assessor acknowledges the sale of that property into a completed home, the property assessment is back-dated to the date of Closing.  This typically results in a larger tax bill in the second year of ownership.  Many new homeowners are caught off-guard and are subsequently short on tax escrow funds because of it. 

It's why I stress to Will County New Construction Buyers/Borrowers: 

• Gain an understanding of how taxes work in Will County prior to buying your new construction home
• Make sure you know what your projected (fully assessed)  taxes will be on the home you're buying/building prior to signing a Contract
• Work with a Will County Mortgage Lender that is knowledgeable and well-versed in these matters

There are no surprises and you're thoroughly prepared for receipt of that second-year's "evolved" higher tax bill when you follow this advice ...  

Will County Property Assessments:  Will County property owners receive an Assessment Notice from their Township Assessor in August of every year.  

This notice states what the Assessed Value (not the Market Value) of your property is.  This Assessed Value helps determine what your NEXT year's Tax Bill will be.

It's important to know:  Should you think your Will County property taxes too high, it is the ASSESSMENT of your property that you appeal ... not the tax bill.  Any appeal must be conducted within 30 days of the receipt of your Assessment Notice.  

Once you've received your actual tax bill:  It's too late to protest your Property Assessment for that levied year. However, errors of fact can be corrected after you've received a tax bill.  (Examples: Missing exemptions, incorrect square footage, miscalculation of tax rate, etc.)

In Will County:  The Supervisor of Assessment provides public notice of assessments in local newspapers.  They also post the assessment appeal deadlines in papers. (They can also be found on the Supervisor of Assessment website ...   and you can also visit your county's Assessor website or contact your local Township Assessor for this information.)  

Remember this:  Guidance and information is readily available to you on all these topics and more when you contact me.  So reach out, I'll be happy to be of assistance.

* Hoping to Buy or Refinance a home or Investment Property in Will County - Chicagoland - IL or WI? 
Contact Me! I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.
I'm easily found at:

Gene Mundt

Mortgage Originator  -  NMLS #216987  -  IL Lic. #031.0006220  -  WI License 216987

American Portfolio Mortgage Corp

NMLS #175656

Direct: 815.524.2280

Cell /Text: 708.921.6331

eFax: 815.524.2281

gmundt@goapmc.com

www.genemundt.com

              

        

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:

The Lincoln-Way Area, Will County, (New Lenox, Frankfort,

Mokena, Manhattan, Frankfort Square, Joliet, Shorewood, Elwood, Lockport, Wilmington, Crest Hill, Symerton, Braidwood, Channahon, University Park, Beecher, Plainfield, Bolingbrook, Romeoville, Tinley Park, Homer Glen, Crete, Peotone, Naperville, etc.), DuPage County, Kane County, Grundy County, the City of Chicago, Cook County, and elsewhere within IL & WI.

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#WillCountyMortgageLender #DuPageCountyMortgageLender #GrundyCountyMortgageLender #ChicagoHomeLoans #mortgageinfo #newconstructionloans #endloans #credit #creditreport #40YearsOfExperience #WisconsinMortgageLender #ChicagoMortgageLender #FHAloans #condoloans #investmentproperty #mortgageconsultation #LincolnWayAreaMortgageLender #mortgageprocess #homebuyingprocess #housingmarket #personalfinance #WillCounty #WillCountyTaxes #WillCountyPropertyAssessments #WillCountyTreasurer #WillCountyPropertyTaxPayments #WillCountyPropertyTaxPaymentDates #WillCountyRealEstateTaxes

Be Pre-Qualified! Sellers Demand to Know You're Serious

Be Pre-Qualified! 

Sellers Demand to Know You're Serious  

Be Pre-Qualified for your Mortgage before you go and view homes!

There, I've said it.  First thing.  Right out of the box.  So it can't be missed.

I place my advice right at the top of this post in bright colors so it's not overlooked.  And because it's such a very important message, especially for buyers hoping to purchase a home in a highly competitive housing market.  

Right now, homes for Sale are receiving lots of attention.  The shortage of homes currently for sale in most housing markets dictates that.  

This means that Buyers must be decisive and ready to act when they find "the home" they want.  They must have already talked to their Mortgage Lender and been Pre-Qualified for their financing PRIOR to the viewing of that home.  

Why?

Ever hear the sayings, "Time is of the essence"?  Or "You snooze, you lose"?  Both are truer now than ever before when referring to home buying.  

Sellers want to know, "Is this potential buyer qualified to buy my home"?  

Sellers want "proof" of such in hand and a Pre-Qualification Letter presented with any offer made.  (My personal practice is to Pre-Approve my buyers, providing even more "peace of mind" to my borrowers and the sellers involved.)

The Pre-Qualification process is not a sales tactic being enacted by your Agent or Mortgage Lender.  It's reality.
  
Your real estate professionals are asking that you be Pre-Qualified prior to viewing homes because:

• It strengthens your offer
• It will help you better compete in a multiple bid scenario  
• The majority of Sellers won't even consider your offer if you're not Pre-Qualified for your financing (and able to produce a Pre-Qualification Letter proving it).

Yes, it's that clear cut and it's that simple ...  

In the majority of housing markets across the U.S. today, you need to be Pre-Qualified.  That's definitely been my experience in the housing markets of New Lenox - across Will County - and the Greater Chicagoland area.  

So what should hopeful home buyers do?  

I refer you back to Paragraph #1.  Be Pre-Qualified!  The sooner the better.

So much of today's mortgage financing ... and the receiving of the best financing option available ... relies on borrower's credit scores and credit history.  They affect the interest rate received, the number and choice of mortgage programs ... in short the options they have available to them.  

But borrowers all too often focus solely on interest rates.  I've found that typically it's the first thing they want to know when we talk.

There is no doubt that interest rates are important.  However, with some lead-in time to their home buying and a bit of preparation, many borrowers could reap better results (including better interest rates) when applying for their mortgage. 

Acting proactively regarding your financing and following the advice of your Mortgage Lender can result in monetary savings.  It can also open up more/better mortgage options at the time of purchase and help your financing process go more swiftly and smoothly. 

Most people wouldn't think of buying a car, TV, or even clothes or shoes without conducting some comparisons or preparation first.  All too often this is not the case when it comes time to buy and finance a home, yet the possibilities for savings are far greater and the savings themselves are larger and carry more impact.  

It's a fact:  In the over-riding majority of cases, you will be required to have been Pre-Qualified by a Mortgage Lender if you wish to view, put a bid on, or buy a home.  

Enter into your home buying as prepared as possible.  As ready for competition as possible.  Give yourself an edge.

Contact me now to be Pre-Qualified to buy a home in the New Lenox - Will County - Chicagoland area ...  

* Looking to be Pre-Qualified for your Mortgage?  In need of financing and credit answers for a home purchase, refinance, or investment property purchase?  Contact me!  I'll put my 40 years of Mortgage experience and expertise hard to work on your behalf.

I'm easily found at:

Gene Mundt

Mortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI Licensed

American Portfolio Mortgage Corp.

nmls #175656

Direct: 815.524.2280

Cell/Text: 708.921.6331

eFax: 815.524.2281

www.genemundt.com

gmundt@goapmc.com

 

              

       

Gene Mundt, Mortgage Originator, an Originator with 40+ years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: 

Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the 

greater Chicagoland region, including: 

The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, 

Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, 

Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, 

and elsewhere within IL & WI.

Your Referrals are Always Appreciated and Welcomed!